Craven County property record for 305 Neuse Cliffs Rd, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1965 |
| Lot Size | 0.341 acres (14,844 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Aug 2016) |
| Tax Bill | $814 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-017-052 |
| Primary APN | 7-017-052 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,844 sqft (0.341 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 112069 |
|---|---|
| Street Address | 305 NEUSE CLIFFS RD |
| City | NEW BERN |
| State | NC |
| Zip | 28560-6823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT 44 NEUSE CLIFFS |
| Legal Subdivision | NEUSE CLIFFS |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 961002 |
Source: Craven County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 NEUSE CLIFFS RD, NEW BERN, NC 28560-6823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 15, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2016 · Amount on Record |
| Deed Sale | Aug 24, 2016 · Amount on Record |
| Deed Book / Page | 3461 / 914 |
| Prior Transfer Date | Mar 21, 2011 |
| Prior Transfer Doc | 2993/0371 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 305 NEUSE CLIFFS RD, NEW BERN, NC 28560-6823 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | UNKNOWN, AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 305 NEUSE CLIFFS RD, NEW BERN, NC 28560-6823 |
| Document Number | 03862/2161 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 3862/2161 |
| Instrument | 10149997 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | 360 S ROSEMARY AVE STE 1900, WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 305 NEUSE CLIFFS RD, NEW BERN, NC 28560-6823 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | MILESTONE SETTLEMENT LLC |
| Name | Verified Name |
|---|
| Document Number | 3664/1694 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 3664/1694 |
| Instrument | 10073643 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2041 |
Source: Craven County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $814.00 (+1.5%) | $159,670 (-) Land $25,650 Building $134,020 | $159,670 (-) Land $25,650 Building $134,020 |
| 2023 | $802.00 (+13.92%) | $159,670 (+44.89%) Land $25,650 Building $134,020 | $159,670 (+44.89%) Land $25,650 Building $134,020 |
| 2022 | $704.00 | $110,200 Land $25,650 Building $84,550 | |
| 2018 | $110,200 Land $25,650 Building $84,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1999–2022) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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