Phillips County property record for 305 Nelson St, Saco, MT 59261
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,123 sqft · built 1925 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $521 (2025) |
| APN | R118618 |
| Primary APN | R118618 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,123 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Attic | Attic |
| Attic Area | 187 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,153 sqft (0.279 acres) |
| Lot Dimensions | 135 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000366010 |
|---|---|
| Street Address | 305 NELSON ST |
| City | SACO |
| State | MT |
| Zip | 59261-7742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | SACO ORIGINAL TOWNSITE, S08, T31 N, R34 E, BLOCK 009, LOTS 17, 18 & 19 |
| Legal Range | 34E |
| Legal Township | 31N |
| Legal Section | 08 |
| Legal Subdivision | SACO ORIGINAL TOWNSITE |
| Legal Block | 9 |
| Legal Lot Number | 17-19 |
| Jurisdiction | PHILLIPS MT |
| Township / Civil Division | MALTA |
| Census Block Group | 4 |
| Census Block | 4443 |
| Census Tract | 60200 |
Source: Phillips County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 326, SACO, MT 59261-0326 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2004 |
| Deed Sale | Nov 22, 2004 |
| Deed Book / Page | 18DC / 384 |
| Record Updated | Oct 29, 2026 |
Source: Phillips County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Phillips County |
| Municipality | Saco Town |
| Elementary School District | Saco Elementary School District (PK - 08) |
| Secondary School District | Saco High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,500 (-) | $34,500 (-) Land $1,258 Building $33,242 | |
| 2025 | $521.00 (-4.75%) | $34,500 (-5.48%) | $34,500 (-5.48%) Land $1,258 Building $33,242 |
| 2023 | $547.00 | $36,500 | $36,500 Land $4,015 Building $32,485 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1997–2016) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SACO serves 180 people · EPA ID MT0000323 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Nemont DSL · Fiber in parts of the area | 30 / 5 |
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