305 N Wayne St, Waterloo, IN 46793 Property Records

DeKalb County property record for 305 N Wayne St, Waterloo, IN 46793

Property Summary

Property TypeCommercial
Details5,847 sqft · built 1900
Lot Size0.07 acres (3,049 sqft)
OwnerCompany Name on Record
Tax Bill$2,714 (2025)
Deeds & MortgagesJul 2020 Sale
Flood ZoneZone X (minimal risk)
APN17-06-03-305-020.000-008

Property Details

APN / Parcel Number

Primary APN17-06-03-305-020.000-008
Alternative APN
  • 310603305020

Interior

Plumbing Fixtures5 Plumbing Fixtures
Units2 Units
Stories3 Stories
Building Area5,847 sqft Total Area
1st Floor Area5,847 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1950
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions132 ft deep x 23 ft wide
Garage TypeDetached
Garage Area276 sqft
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account Number310603305020
Street Address305 N WAYNE ST
CityWATERLOO
StateIN
Zip46793
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionOP S 20 FEET LOT 29
Legal SubdivisionORIGINAL PLAT OF THE TOWN OF WATERLOO
Legal Lot Number29
JurisdictionDE KALB IN
Township / Civil DivisionGRANT
Census Block Group2
Census Block2032
Census Tract20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 365, WATERLOO, IN 46793-0365
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2020
Deed SaleJul 10, 2020
Prior SaleFeb 13, 2018 · Amount on Record
Deed Document Number20204035
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IN
Recording DateJul 10, 2020
Property Address305 N WAYNE ST, WATERLOO, IN 46793
Document Number202004035
Instrument DateJul 9, 2020
Instrument202004035
Transaction TypeTransfer
Record UpdatedNov 29, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 365, WATERLOO, IN 46793-0365

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyDeKalb County
County SubdivisionGrant Township
MunicipalityWaterloo Town
Unified School DistrictDeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,714.00 (+23.93%)$90,300 (+24.04%) Land $8,400 Building $81,900$90,300 (+24.04%) Land $8,400 Building $81,900
2024$2,190.00 (+4.29%)$72,800 (+4.3%) Land $8,400 Building $64,400$72,800 (+4.3%) Land $8,400 Building $64,400
2023$2,100.00 (+10.58%)$69,800 (+10.62%) Land $7,800 Building $62,000$69,800 (+10.62%) Land $7,800 Building $62,000
2022$1,899.00$63,100 Land $7,400 Building $55,700$63,100 Land $7,400 Building $55,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 2,242 people · EPA ID IN5217007
Water SourceGroundwater
Last State InspectionJul 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Surf Internet
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

Nearby Properties on N Wayne St

Nearby Streets

Search Property Records by Address or Parcel Number