305 N Union St, Independence, MO 64050 Property Records

Jackson County property record for 305 N Union St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,484 sqft · built 1895
Lot Size	0.15 acres (6,517 sqft)
Owner	Individual Name on Record
Last Sale	$149,300 (Jan 2019)
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-310-23-17`

Property Details

APN / Parcel Number

Primary APN	`26-310-23-17`
Alternative APNs	`26-310-23-17-00-0-00-000` `26310231700000001` `777492`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,484 sqft Living Area
1st Floor Area	742 sqft
Basement Area	720 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,517 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Porch	Covered Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	777492
Street Address	305 N UNION ST
City	INDEPENDENCE
State	MO
Zip	64050-2666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCAULEY JOHN F ADD S 20 OF W 130 LOT 12 & N 30 OF W 130 LOT 11
Legal Subdivision	MCCAULEY JOHN F ADD
Legal Block	1
Legal Lot Number	12,11
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1013
Census Tract	11602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Truman, Harry S, Historic District listed 1971 · National Historic Landmark (designated 1971) · NRIS 71001066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	305 N UNION ST, INDEPENDENCE, MO 64050-2666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 22, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 15, 2019	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MTG
Sep 15, 2017	Deed of Trust, Mortgage JOHN G SOMMER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Nov 16, 2015 · Amount on Record
Deed Document Number	2019E3459
Prior Transfer Date	Dec 20, 2007
Prior Transfer Doc	00E0012088
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	305 N UNION ST, INDEPENDENCE, MO 64050-2666
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 N UNION ST, INDEPENDENCE, MO 64050-2666

Mortgage

Document Number	00E0094802
Date	Dec 22, 2025
Instrument	2025E0094802

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Dec 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	305 N UNION ST, INDEPENDENCE, MO 64050-2666
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 N UNION ST, INDEPENDENCE, MO 64050-2666

Mortgage

Document Number	00E0139438
Date	Dec 22, 2021
Instrument	2021E0139438

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 15, 2019
Property Address	305 N UNION ST, INDEPENDENCE, MO 64050-2666
Document Number	0000E03459
Instrument Date	Dec 11, 2018
Instrument	3459E
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 N UNION ST INDEPENDENCE MO 640502666, INDEPENDENCE, MO 64050-2666

Mortgage

Document Number	E03460
Date	Jan 15, 2019
Instrument	3460E

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	305 N UNION ST, INDEPENDENCE, MO 64050-2666
Document Number	0000E87406
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000E87406
Date	Sep 22, 2017
Instrument	87406E

Lender

Name	JOHN G SOMMER
Address	4200 LIULE BLUE PKWY # 680, INDEPENDENCE, MO 64057

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,127 (-) Land $3,568 Building $21,559	$132,250 (-)
2025	$1,795.00 (-1.32%)	$25,127 (-4.32%) Land $3,568 Building $21,559	$132,250 (-4.32%)
2024	$1,819.00 (+2.31%)
2023	$1,778.00	$26,262 Land $3,475 Building $22,787	$138,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: KC Web, Wisper ISP.

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