305 N Maple St, Creston, IA 50801 Property Records

Union County property record for 305 N Maple St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 946 sqft · built 1898
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on File
Last Sale	$22,500 (Sep 2022)
Tax Bill	$768 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0501454006`

Property Details

APN / Parcel Number

Primary APN	`0501454006`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	946 sqft Living Area
Basement Area	946 sqft
Unfinished Basement	924 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	305 N MAPLE ST
City	CRESTON
State	IA
Zip	50801-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP S 40 FT LOT 305
Legal Subdivision	ORIGINAL TOWN OF CRESTON
Legal Lot Number	305
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	5
Census Block	5030
Census Tract	190200

Owner

305 N Maple St is owned by a company that bought it in September 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	903 S CHERRY ST, CRESTON, IA 50801-3904
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS STATE BANK
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS STATE BANK
Jun 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MECHANICS BANK
Dec 20, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK CRESTON
Sep 1, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Prior Sale	Aug 23, 2007 · Amount on File
Deed Document Number	20221690
Deed Book / Page	1290 / 201
Prior Transfer Date	Aug 1, 2007
Prior Transfer Doc	0898/066
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	305 N MAPLE ST, CRESTON, IA 50801-2340
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 S CHERRY ST, CRESTON, IA 50801-3904

Mortgage

Document Number	001365/308
Date	Oct 27, 2025
Book Page	1365/308
Instrument	2025-00001795

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	WINTERSET, IA 50273

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	305 N MAPLE ST, CRESTON, IA 50801-2340
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 S CHERRY ST, CRESTON, IA 50801-3904

Mortgage

Document Number	001319/281
Date	Nov 17, 2023
Book Page	1319/281
Instrument	2023-00001920

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	WINTERSET, IA 50273

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	305 N MAPLE ST, CRESTON, IA 50801-2340
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001308/236
Date	Jun 26, 2023
Book Page	1308/236
Instrument	2023-00000942

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	305 N MAPLE ST, CRESTON, IA 50801-2340
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00001298/2
Date	Dec 20, 2022
Book Page	1298/2
Instrument	2022-00002384

Lender

Name	FIRST NATIONAL BANK CRESTON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Sep 1, 2022
Property Address	305 N MAPLE ST, CRESTON, IA 50801-2340
Document Number	001290/201
Book / Page	1290 / 201
Instrument Date	Aug 31, 2022
Instrument	2022-00001690
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount on Record
Tax	$35.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 S CHERRY ST, CRESTON, IA 50801-3904

Tax Assessment & Valuation

The 2025 property tax bill for 305 N Maple St was $768, down 14.7% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,110 (-) Land $6,000 Building $40,110	$46,110 (-) Land $6,000 Building $40,110
2025	$768.00 (-14.67%)	$46,110 Land $6,000 Building $40,110	$46,110 Land $6,000 Building $40,110
2024	$900.00
2023		$24,800 Land $6,420 Building $18,380	$24,800 Land $6,420 Building $18,380
2022	$1,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 N Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 305 N Maple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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