Middlesex County and Natick Town property record for 305 N Main St, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,901 sqft · built 2019 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,405,000 (Jan 2025) |
| Tax Bill | $15,651 (2025) |
| Deeds & Mortgages | May 2021 Refinance Dec 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00000165 |
| Primary APN | 12-00000165 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,901 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 224 sqft |
| Unfinished Basement | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 12-00000165 |
|---|---|
| Street Address | 305 N MAIN ST |
| City | NATICK |
| State | MA |
| Zip | 01760-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSA |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 382100 |
305 N Main St is owned and occupied by two individuals who bought it in January 2025.
Source: Middlesex County and Natick Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 N MAIN ST, NATICK, MA 01760-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Dec 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP |
| Jun 16, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 29, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK |
| Oct 22, 2019 | Deed of Trust, Mortgage · ARM NORTHERN BANK & TRUST CO |
| Apr 26, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORTHERN BANK & TRUST CO |
| Apr 17, 2018 | Quit Claim Deed, Transfer VILLAGE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2025 · Amount on File |
| Deed Sale | Jan 22, 2025 · Amount on File |
| Prior Sale | Apr 26, 2019 · Amount on File |
| Deed Book / Page | 83700 / 165 |
| Prior Transfer Date | Jan 30, 2019 |
| Prior Transfer Doc | 072191-431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 305 N MAIN ST, NATICK, MA 01760-1118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0077829-78 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 77829/78 |
| Instrument | 115746 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 305 N MAIN ST, NATICK, MA 01760-1118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079426-446 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 79426/446 |
| Instrument | 277844 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 305 N MAIN ST, NATICK, MA 01760-1118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080286-495 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 80286/495 |
| Instrument | 90802 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 305 N MAIN ST, NATICK, MA 01760-1118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 082708-345 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 82708/345 |
| Instrument | 42498 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NATICK MA |
| Property Address | 305 N MAIN ST, NATICK, MA 01760-1118 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73497-339 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 73497/339 |
| Instrument | 162498 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Type Change Date | Nov 1, 2026 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Apr 26, 2019 |
| Property Address | 305 N MAIN ST, NATICK, MA 01760-1118 |
| Document Number | 72512-388 |
| Book / Page | 72512 / 388 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 52812 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 N MAIN ST, NATICK, MA 01760-1118 |
| Document Number | 52813 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 52813 |
| Name | NORTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | May 1, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Apr 17, 2018 |
| Property Address | 305 N MAIN ST, NATICK, MA 01760-1118 |
| Document Number | 70879-401 |
| Book / Page | 70879 / 401 |
| Instrument | 51880 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $51.89 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 N MAIN ST, NATICK, MA 01760-1118 |
| Document Number | 708790404 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 70879/0404 |
| Name | VILLAGE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 305 N Main St was $15,651, up 5% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,651.00 (+4.98%) | $1,308,600 (+7.61%) Land $405,100 Building $903,500 | $1,369,045 |
| 2024 | $14,909.00 (+5.88%) | $1,216,100 (+9.17%) Land $381,200 Building $834,900 | |
| 2023 | $14,081.00 | $1,114,000 Land $364,800 Building $749,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 N Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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