Washington County property record for 305 N Locust St, Springfield, KY 40069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,430 sqft · built 1952 |
| Lot Size | 0.265 acres (11,550 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,000 (Jun 2020) |
| Tax Bill | $1,413 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18E-075 |
| Primary APN | 18E-075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| Basement Area | 1,430 sqft |
| Unfinished Basement | 1,430 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,550 sqft (0.265 acres) |
| Lot Dimensions | 150 ft deep x 77 ft wide |
| Terrain | Rolling |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 12873 |
|---|---|
| Street Address | 305 N LOCUST ST |
| City | SPRINGFIELD |
| State | KY |
| Zip | 40069-1347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Legal Subdivision | MAYES SUBDIVISON #2 |
| Legal Block | G |
| Legal Lot Number | 2-3 |
| Jurisdiction | WASHINGTON KY |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 930201 |
Source: Washington County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3451 PERRYVILLE RD, SPRINGFIELD, KY 40069-9611 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Mar 3, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Jun 30, 2020 | Deed, Transfer |
| Jan 3, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Prior Sale | Jan 3, 2017 · Amount on Record |
| Deed Document Number | 0000365822 |
| Deed Book / Page | 365 / 822 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Property Address | 305 N LOCUST ST, SPRINGFIELD, KY 40069-1347 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 305 N LOCUST ST, SPRINGFIELD, KY 40069-1347 |
| Document Number | 00M351/573 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | M351/573 |
| Instrument | 121520 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 103 VINCENT DR, STANFORD, KY 40484 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Sep 26, 2030 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Property Address | 305 N LOCUST ST, SPRINGFIELD, KY 40069-1347 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 305 N LOCUST ST, SPRINGFIELD, KY 40069-1347 |
| Document Number | 00M320/308 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | M320/308 |
| Instrument | 104601 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STANFORD, KY 40484 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Recording Date | Jun 30, 2020 |
| Property Address | 305 N LOCUST ST, SPRINGFIELD, KY 40069-1347 |
| Document Number | 000365/822 |
| Book / Page | 365 / 822 |
| Map Reference | MB 100 PG 344 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $138.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 154 HIGHWAY 433, MACKVILLE, KY 40040-7062 |
| Name | Verified Name |
|---|---|
| Address | 3451 PERRYVILLE RD, SPRINGFIELD, KY 40069-9611 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON KY |
| Recording Date | Jan 3, 2017 |
| Property Address | 305 N LOCUST ST, SPRINGFIELD, KY 40069-1347 |
| Document Number | 00351/0347 |
| Book / Page | 0351 / 0347 |
| Map Reference | DD 100 PG 344 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 325 ASHLEY RD, SPRINGFIELD, KY 40069-8506 |
| Name | Verified Name |
|---|---|
| Address | 305 N LOCUST ST, SPRINGFIELD, KY 40069-1347 |
Source: Washington County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Washington County |
| Municipality | Springfield City |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,413.00 (+2.91%) | $148,000 (+7.25%) | $148,000 (+7.25%) |
| 2023 | $1,373.00 | $138,000 | $138,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER WORKS serves 13,205 people · EPA ID KY1150415 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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