305 N Laurel Ln, Nixa, MO 65714 Property Records

Christian County property record for 305 N Laurel Ln, Nixa, MO 65714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,216 sqft · built 1996
Lot Size	0.236 acres (10,320 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Mar 2023 Mortgage Dec 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-0.6-14-2-17-1`

Property Details

APN / Parcel Number

Primary APN	`10-0.6-14-2-17-1`
Alternative APN	`10-0.6-14-002-017-001.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,216 sqft Adjusted Area
1st Floor Area	1,823 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Combination
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,320 sqft (0.236 acres)
Lot Dimensions	129 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	305 N LAUREL LN
City	NIXA
State	MO
Zip	65714-8582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 FAIRFIELD EAST ( SB-190 APPROVED APPLICANT )
Legal Range	22
Legal Township	27
Legal Section	14
Legal Subdivision	FAIRFIELD EAST
Legal Lot Number	14
Jurisdiction	CHRISTIAN MO
Township / Civil Division	UNION CHAPEL
Census Block Group	2
Census Block	2032
Census Tract	20202

Owner

305 N Laurel Ln is owned and occupied by an individual who acquired it in March 2023.

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	305 N LAUREL LN, NIXA, MO 65714-8582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Dec 9, 2022	Warranty Deed, Transfer · Line of Credit SULLIVAN BANK
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 17, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2023
Deed Sale	Mar 17, 2023
Prior Sale	Dec 9, 2022
Deed Document Number	2023002815
Deed Book / Page	2023 / 002815
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 17, 2023
Property Address	305 N LAUREL LN, NIXA, MO 65714-8582
Document Number	0202302815
Book / Page	2023 / 2815
Map Reference	MB G PG 472
Instrument Date	Mar 15, 2023
Instrument	2023L02866
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 N LAUREL LN, NIXA, MO 65714-8582
Investor	Possibly a Property Investor

Mortgage

Document Number	2023L02867
Date	Mar 17, 2023
Instrument	2023L02867

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	11.2%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Dec 9, 2022
Property Address	305 N LAUREL LN, NIXA, MO 65714-8582
Document Number	0202217743
Book / Page	2022 / 17743
Map Reference	MB G PG 472
Instrument Date	Dec 9, 2022
Instrument	2022L17925
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12451 W STATE HIGHWAY 174, BILLINGS, MO 65610-9310

Mortgage

Document Number	2022L17926
Date	Dec 9, 2022
Instrument	2022L17926

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	305 N LAUREL LN, NIXA, MO 65714-8582
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201704269
Date	Apr 10, 2017
Book Page	2017/04269
Instrument	2017L04309

Lender

Name	SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	48 Months
Due	Apr 7, 2021

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	305 N LAUREL LN, NIXA, MO 65714-8582
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201812091
Date	Sep 12, 2018
Book Page	2018/12091
Instrument	2018L12225

Lender

Name	SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65810

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	305 N LAUREL LN, NIXA, MO 65714-8582
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100103
Date	Jan 4, 2021
Book Page	2021/103
Instrument	2021L00103

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 17, 2018
Property Address	305 N LAUREL LN, NIXA, MO 65714-8582
Document Number	0201813833
Book / Page	2018 / 13833
Map Reference	MB G PG 472
Instrument Date	Oct 16, 2018
Instrument	2018L13977
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHOICE ESCROW & LAND TTL LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 N LAUREL LN, NIXA, MO 65714-8582

Mortgage

Document Number	2018L13978
Date	Oct 17, 2018
Instrument	2018L13978

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Nixa City
Unified School District	Nixa School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$31,240	$164,400 Land $32,500 Building $131,900
2023	$29,450	$155,000 Land $32,500 Building $122,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 N Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 N Laurel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIXA PWS serves 24,532 people · EPA ID MO5010576
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35

May also be available: Total HighSpeed Internet Solutions, Verizon, Wisper ISP.

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