305 N Flormable St, Ponca City, OK 74601 Property Records

Kay County property record for 305 N Flormable St, Ponca City, OK 74601 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,245 sqft · built 1958
Lot Size	0.271 acres (11,848 sqft)
Owner	Individual Name on File
Last Sale	$77,000 (Oct 2018)
Tax Bill	$972 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`1210-00-004-011-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`1210-00-004-011-0-000-00`
Alternative APN	`8992`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
1st Floor Area	1,245 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	11,848 sqft (0.271 acres)
Lot Dimensions	148 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	66 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8992
Street Address	305 N FLORMABLE ST
City	PONCA CITY
State	OK
Zip	74601-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C - SELVEY SUBDIVISION BLK 4 - N 80' OF LOT 11
Legal Range	02E
Legal Township	26N
Legal Section	29
Legal Subdivision	SELVEY
Legal Block	4
Legal Lot Number	11
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1016
Census Tract	500

Owner

Source: Kay County records · APN 1210-00-004-011-0-000-00

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	305 N FLORMABLE ST, PONCA CITY, OK 74601-3508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 29, 2018	Quit Claim Deed, Transfer STEWART ESCROW AND TITLE
Oct 29, 2018	Warranty Deed, Transfer · FHA Mortgage RCB BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Oct 29, 2018
Deed Document Number	2018-008442
Deed Book / Page	1790 / 0537
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	305 N FLORMABLE ST, PONCA CITY, OK 74601-3508
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	TRUST MARK TITLE, TRUSTMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2022002507
Date	Mar 31, 2022
Book Page	1901/114
Instrument	I-2022-002507

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KAY OK
Recording Date	Oct 29, 2018
Property Address	305 N FLORMABLE ST, PONCA CITY, OK 74601-3508
Document Number	0000008441
Book / Page	001790 / 000536
Instrument Date	Oct 25, 2018
Instrument	8441
Transaction Type	Transfer
Record Updated	Nov 08, 2018
Title Company	STEWART ESCROW AND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 N FLORMABLE ST PONCA CITY OK 746013508, PONCA CITY, OK 74601-3508

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Oct 29, 2018
Property Address	305 N FLORMABLE ST, PONCA CITY, OK 74601-3508
Document Number	0000008442
Book / Page	1790 / 0537
Instrument Date	Oct 25, 2018
Instrument	2018-008442
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART ESCROW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$115.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 N FLORMABLE ST, PONCA CITY, OK 74601-3508

Mortgage

Document Number	0000008443
Date	Oct 29, 2018
Instrument	2018-008443

Lender

Name	RCB BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: Kay County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$972.00 (+6%)	$10,167 (+5.01%) Land $1,074 Building $9,093	$98,856 (-6.19%) Land $9,768 Building $89,088
2024	$917.00 (+3.15%)	$9,682 (+5%) Land $1,074 Building $8,608	$105,379 (+12.81%) Land $9,768 Building $95,611
2023	$889.00	$9,221 Land $1,074 Building $8,147	$93,413 Land $9,768 Building $83,645

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kay County (40071C), updated August 23, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400710005001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1998–2012)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Apr 2012, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2012 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
City of Ponca, Oklahoma	Fiber	1,000 / 1,000
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AMG Technology Investment Group	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Chisholm Broadband, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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