305 Murphy Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 305 Murphy Dr, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 2010
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Mar 2026)
Tax Bill	$1,338 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`753C-25`

Property Details

APN / Parcel Number

Primary APN	`753C-25`
Alternative APNs	`0490244000` `450247000` `490244000` `490029644` `076444`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490029644
Street Address	305 MURPHY DR
City	JACKSONVILLE
State	NC
Zip	28540-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L115 S1 ROCKFORD FOREST
Legal Subdivision	ROCKFORD FOREST SECTION 1
Legal Lot Number	115
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	2
Census Block	2003
Census Tract	306

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 MURPHY DR, JACKSONVILLE, NC 28540-8009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 7, 2025	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 6, 2026	Warranty Deed, Transfer · VA Mortgage BANK OF AMERICA NA
Oct 31, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 2, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 22, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Oct 31, 2022 · Amount on Record
Deed Book / Page	6542 / 559
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	0049500305
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	305 MURPHY DR, JACKSONVILLE, NC 28540-8009
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060940888
Date	Feb 2, 2024
Book Page	6094/888

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	305 MURPHY DR, JACKSONVILLE, NC 28540-8009
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 MURPHY DR, JACKSONVILLE, NC 28540-8009

Mortgage

Document Number	0062990774
Date	Feb 7, 2025
Book Page	6299/774

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	397 Months
Due	Mar 1, 2058

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 6, 2026
Property Address	305 MURPHY DR, JACKSONVILLE, NC 28540-8009
Document Number	0065420559
Book / Page	6542 / 559
Map Reference	MB59 PG86 SL M-1400
Instrument Date	Feb 16, 2026
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 MURPHY DR, JACKSONVILLE, NC 28540-8009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 MURPHY DR, JACKSONVILLE, NC 28540-8009

Mortgage

Document Number	0006542566
Date	Mar 6, 2026
Instrument	6542/566

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Oct 31, 2022
Property Address	305 MURPHY DR, JACKSONVILLE, NC 28540-8009
Document Number	0058640405
Book / Page	5864 / 405
Map Reference	MB 59 PG 86
Instrument Date	Oct 18, 2022
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 MURPHY DR, JACKSONVILLE, NC 28540-8009

Mortgage

Document Number	0005864411
Date	Oct 31, 2022
Instrument	5864-411

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	305 MURPHY DR, JACKSONVILLE, NC 28540-8009
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052550361
Date	Sep 2, 2020
Book Page	5255/361

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	6 Months

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 22, 2019
Property Address	305 MURPHY DR, JACKSONVILLE, NC 28540-8009
Document Number	0049500305
Book / Page	004950 / 000305
Instrument Date	May 16, 2019
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 MURPHY DR JACKSONVILLE NC 285408009, JACKSONVILLE, NC 28540-8009

Mortgage

Document Number	49500308
Date	May 22, 2019
Book Page	004950/000308

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,338.00	$271,890 (+33.06%) Land $58,500 Building $213,390	$271,890 (+33.06%) Land $58,500 Building $213,390
2025	$1,338.00	$204,331 (-) Land $35,000 Building $169,331	$204,331 (-) Land $35,000 Building $169,331
2023	$1,338.00	$204,331 Land $35,000 Building $169,331	$204,331 Land $35,000 Building $169,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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