Bedford County property record for 305 Mt Haven Dr, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,999 sqft · built 1992 |
| Lot Size | 1.58 acres (68,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Sep 2022) |
| Tax Bill | $1,662 (2023) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135 15 9 |
| Primary APN | 135 15 9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,999 sqft Living Area |
| Gross Area | 5,021 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 68,825 sqft (1.58 acres) |
| Porch | Porch |
| Porch Area | 376 sqft |
| Deck Area | 703 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 524869 |
|---|---|
| Street Address | 305 MT HAVEN DR |
| City | FOREST |
| State | VA |
| Zip | 24551-2107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT HAVENLT 9 SEC 1 |
| Legal Subdivision | MT HAVEN |
| Legal Lot Number | 9 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30203 |
305 Mt Haven Dr is owned and occupied by an individual who bought it in September 2022.
Source: Bedford County records, as of August 14, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 305 MT HAVEN DR, FOREST, VA 24551-2107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDING |
| Sep 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Feb 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage SELECT BANK |
| Jun 6, 2017 | Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on File |
| Deed Sale | Sep 19, 2022 · Amount on File |
| Prior Sale | Feb 14, 2020 · Amount on File |
| Deed Document Number | 220010429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Aug 31, 2026 |
| Property Address | 305 MT HAVEN DR, FOREST, VA 24551-2107 |
| Document Number | 0000008221 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 20268221 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING |
| Name | Verified Name |
|---|---|
| Address | 305 MT HAVEN DR, FOREST, VA 24551-2107 |
| Document Number | 0000008221, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20268221 |
| Name | PRIME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Sep 19, 2022 |
| Property Address | 305 MT HAVEN DR, FOREST, VA 24551-2107 |
| Document Number | 0220010429 |
| Instrument Date | Sep 7, 2022 |
| Instrument | 220010429 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Title Company | NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 MT HAVEN DR, FOREST, VA 24551-2107 |
| Document Number | 0220010430 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 220010430 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Feb 14, 2020 |
| Property Address | 305 MT HAVEN DR, FOREST, VA 24551-2107 |
| Document Number | 200001577 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 200001577 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 MT HAVEN DR, FOREST, VA 24551-2107 |
| Document Number | 200001578 |
|---|---|
| Date | Feb 14, 2020 |
| Instrument | 200001578 |
| Name | SELECT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Jun 6, 2017 |
| Property Address | 305 MT HAVEN DR, FOREST, VA 24551-2107 |
| Document Number | 170005154 |
| Instrument Date | May 31, 2017 |
| Instrument | 170005154 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 MT HAVEN DR, FOREST, VA 24551-2107 |
| Document Number | 170005155 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 170005155 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Bedford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,662.00 Additional exemption filed | $202,700 | $405,400 Land $80,000 Building $325,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 305 Mt Haven Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Mt Haven Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Glo Fiber Cable | 1,200 / 50 |
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