Todd County property record for 305 Moore St, Guthrie, KY 42234
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,284 sqft · built 2004 |
| Owner | 2 Individual Names on File |
| Last Sale | $87,000 (Apr 2018) |
| Tax Bill | $723 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OH _20,21,22_23 |
| Primary APN | OH _20,21,22_23 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Driveway | Gravel Driveway |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 305 MOORE ST |
|---|---|
| City | GUTHRIE |
| State | KY |
| Zip | 42234-9300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE-LOT |
| Legal Subdivision | OAK HILL SUB |
| Jurisdiction | TODD KY |
| Township / Civil Division | GUTHRIE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 950300 |
305 Moore St is owned and occupied by two individuals who bought it in April 2018.
Source: Todd County records, as of February 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 MOORE ST, GUTHRIE, KY 42234-9300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK |
| Mar 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2018 · Amount on File |
| Deed Sale | Apr 9, 2018 · Amount on File |
| Prior Sale | Sep 23, 2014 · Amount on File |
| Prior Transfer Date | Sep 5, 2014 |
| Prior Transfer Doc | 0196000684 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TODD KY |
| Property Address | 305 MOORE ST, GUTHRIE, KY 42234-9300 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 305 MOORE ST, GUTHRIE, KY 42234-9300 |
| Document Number | 00M300/435 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | M300/435 |
| Instrument | 996823 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TODD KY |
| Property Address | 305 MOORE ST, GUTHRIE, KY 42234-9300 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0000M291/1 |
|---|---|
| Date | Mar 18, 2025 |
| Book Page | M291/1 |
| Instrument | 991729 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
The 2025 property tax bill for 305 Moore St was $723.
Source: Todd County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Todd County |
| Municipality | Guthrie City |
| Unified School District | Todd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $723.00 | $87,000 | $87,000 |
| 2023 | $729.00 | $87,000 | $87,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Moore St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Moore St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUTHRIE WATER WORKS serves 2,421 people · EPA ID KY1100171 |
|---|---|
| Water Source | Purchased surface water from LOGAN-TODD REGIONAL WATER COMMISSION |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| energynet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CDE Lightband.
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