305 Montclair St, Bakersfield, CA 93309 Property Records

Kern County property record for 305 Montclair St, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,328 sqft · built 1983
Lot Size	0.179 acres (7,799 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (Jan 2018)
Tax Bill	$3,828 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-560-10-00-8`

Property Details

APN / Parcel Number

Primary APN	`020-560-10-00-8`
Alternative APNs	`020-560-10-8` `0205601000` `02056010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,328 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	2,328 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	7,799 sqft (0.179 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	020560108
Street Address	305 MONTCLAIR ST
City	BAKERSFIELD
State	CA
Zip	93309-1797
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 4227 , BLOCK , LOT 10
Legal Subdivision	TRACT NO 4227
Legal Tract	4227
Legal Block	5
Legal Lot Number	10
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	5
Census Block	5004
Census Tract	1801

Owner

305 Montclair St is owned and occupied by two individuals who bought it in January 2018.

Source: Kern County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 MONTCLAIR ST, BAKERSFIELD, CA 93309-1797
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 25, 2018	Grant Deed, Transfer · Conventional Mortgage ACG FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2018 · Amount on File
Deed Sale	Jan 25, 2018 · Amount on File
Deed Document Number	20188815
Prior Transfer Date	Jan 29, 2003
Prior Transfer Doc	0000044299
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	305 MONTCLAIR ST, BAKERSFIELD, CA 93309-1797
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 MONTCLAIR ST, BAKERSFIELD, CA 93309-1797

Mortgage

Document Number	0000132301
Date	Sep 17, 2020
Instrument	220132301

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jan 25, 2018
Property Address	305 MONTCLAIR ST, BAKERSFIELD, CA 93309-1797
Document Number	0000008815
Instrument Date	Dec 13, 2017
Instrument	8815
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	305 MONTCLAIR ST BAKERSFIELD CA 933091797, BAKERSFIELD, CA 93309-1797

Mortgage

Document Number	8816
Date	Jan 25, 2018
Instrument	8816

Lender

Name	ACG FUNDING INC
Type	Bank
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 305 Montclair St was $3,828.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$271,571 (+2%) Land $46,420 Building $225,151
2025	$3,828.00	$266,247 Land $45,510 Building $220,737
2023	$3,701.00 (+2.12%)	$255,910 Land $43,744 Building $212,166
2022	$3,624.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 305 Montclair St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Montclair St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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