305 Minnesota Ave W, Gilbert, MN 55741 Property Records

St. Louis County property record for 305 Minnesota Ave W, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,880 sqft · built 1917
Lot Size	0.22 acres (9,598 sqft)
Owner	Individual Name on Record
Tax Bill	$992 (2026)
Deeds & Mortgages	Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`060-0010-04860`

Property Details

APN / Parcel Number

Primary APN	`060-0010-04860`
Alternative APN	`528058`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,880 sqft Gross Area
1st Floor Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Stucco
Construction Type	Frame
Lot Area	9,598 sqft (0.22 acres)
Deck Area	16 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	528058
Street Address	305 MINNESOTA AVE W
City	GILBERT
State	MN
Zip	55741-5145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 AND 4 SERIAL #
Legal Subdivision	GILBERT
Legal Block	22
Legal Lot Number	3-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2026
Census Tract	13500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 MINNESOTA AVE W, GILBERT, MN 55741-5145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	305 MINNESOTA AVE W, GILBERT, MN 55741-5145
Document Number	0001352643
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	305 MINNESOTA AVE W GILBERT MN 557415145, GILBERT, MN 55741-5145

Mortgage

Document Number	0001352643
Date	Apr 5, 2019
Instrument	1352643

Lender

Name	FIRST NAT'L BK/GILBERT
Type	Bank
Address	GILBERT, MN 55741

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Apr 4, 2024

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Gilbert City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$992.00 (+6.21%) Homeowner's exemption
2025	$934.00 (-12.22%) Homeowner's exemption	$132,300 (+25.88%) Land $13,700 Building $118,600	$132,300 (+25.88%) Land $13,700 Building $118,600
2024	$1,064.00	$105,100 (+5.84%) Land $10,900 Building $94,200	$105,100 (+5.84%) Land $10,900 Building $94,200
2022		$99,300 Land $9,100 Building $90,200	$99,300 Land $9,100 Building $90,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Gilbert serves 1,829 people · EPA ID MN1690020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

Nearby Properties on Minnesota Ave W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures