Monroe County property record for 305 Michael St, Columbia, IL 62236
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1958 |
| Lot Size | 0.19 acres (8,457 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,306 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-21-282-008-000 |
| Primary APN | 04-21-282-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,457 sqft (0.19 acres) |
| Lot Dimensions | 122 ft deep x 50 ft wide |
| Garage Area | 336 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 682 sqft |
| Porch | Porch |
| Porch Area | 384 sqft |
| Patio Area | 218 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 305 MICHAEL ST |
|---|---|
| City | COLUMBIA |
| State | IL |
| Zip | 62236-1927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR5 |
| Legal Description | LOT 41 COLUMBIA HILLS SUBD |
| Legal Range | 10W |
| Legal Township | 01S |
| Legal Section | 21 |
| Legal Subdivision | COLUMBIA HILLS |
| Legal Lot Number | 41 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 25 |
| Census Block Group | 2 |
| Census Block | 2113 |
| Census Tract | 600102 |
305 Michael St is owner-occupied and held in a trust since February 2018.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 305 MICHAEL ST, COLUMBIA, IL 62236-1927 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK |
| Feb 15, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 9, 2018 |
| Transfer Doc | 0000394367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 305 MICHAEL ST, COLUMBIA, IL 62236-1927 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000416003 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 416003 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 15, 2018 |
| Property Address | 305 MICHAEL ST, COLUMBIA, IL 62236-1927 |
| Document Number | 0000394367 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 394367 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 305 MICHAEL ST COLUMBIA IL 622361927, COLUMBIA, IL 62236-1927 |
The 2025 property tax bill for 305 Michael St was $3,306.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Columbia City |
| Unified School District | Columbia Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,306.00 Homeowner's exemption Disabled Person's exemption | $64,610 Land $17,710 Building $46,900 | $193,830 Land $53,130 Building $140,700 |
| 2024 | $3,306.00 | ||
| 2022 | Additional exemption filed | $52,730 Land $14,020 Building $38,710 | $158,190 Land $42,060 Building $116,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 305 Michael St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 20 (1993–2024) |
| Claims Outside the SFHA | 14 of 20 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Michael St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA serves 11,129 people · EPA ID IL1330050 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
5G (outdoors only) and 4G LTE
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