Richmond County property record for 305 McLean St, Hamlet, NC 28345
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,064 sqft · built 1973 |
| Lot Size | 0.351 acres (15,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $106,000 (Mar 1994) |
| Tax Bill | $2,189 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2020 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 748103400972 |
| Primary APN | 748103400972 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,064 sqft Living Area |
| Game Room | Game Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,300 sqft (0.351 acres) |
| Lot Dimensions | 150 ft deep x 102 ft wide |
| Garage Area | 529 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 282 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 19538301 |
|---|---|
| Street Address | 305 MCLEAN ST |
| City | HAMLET |
| State | NC |
| Zip | 28345-3042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & DWELLING |
| Legal Subdivision | JOHN C HANCOCK AND WIFE SANDRA A HANCOCK |
| Jurisdiction | RICHMOND NC |
| Township / Civil Division | MARKS CREEK |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 970900 |
Source: Richmond County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 MCLEAN ST, HAMLET, NC 28345-3042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 1994 · Amount on Record |
| Deed Sale | Mar 1, 1994 · Amount on Record |
| Deed Book / Page | 845 / 65 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Recording Date | Jun 2, 2026 |
| Property Address | 305 MCLEAN ST, HAMLET, NC 28345-3042 |
| Document Number | 0000288190 |
| Book / Page | 2071 / 47 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026288190 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 305 MCLEAN ST, HAMLET, NC 28345-3042 |
| Document Number | 0000288190, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 2071/47 |
| Instrument | 2026288190 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 305 MCLEAN ST, HAMLET, NC 28345-3042 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 001836/160 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 1836/160 |
| Instrument | 256599 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 305 MCLEAN ST, HAMLET, NC 28345-3042 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 001886/379 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 1886/379 |
| Instrument | 263413 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Richmond County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Richmond County |
| Municipality | Hamlet City |
| Unified School District | Richmond County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,189.00 (+30.84%) | $281,628 (+51.39%) Land $10,661 Building $270,967 | $281,628 (+51.39%) Land $10,661 Building $270,967 |
| 2023 | $1,673.00 | $186,031 Land $8,526 Building $177,505 | $186,031 Land $8,526 Building $177,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMLET WATER SYSTEM serves 10,635 people · EPA ID NC0377010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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