305 McDowell Rd, Derry, PA 15627 Property Records

Westmoreland County property record for 305 McDowell Rd, Derry, PA 15627

Property Summary

Property Type	Single Family Home
Details	1,694 sqft · built 1900
Lot Size	0.834 acres (36,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Sep 2021)
Tax Bill	$1,215 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2021 Sale & Mortgage
APN	`45-29-14-0-016`

Property Details

APN / Parcel Number

Primary APN	`45-29-14-0-016`
Alternative APN	`0450290140016`

Interior

Stories	2 Stories
Building Area	1,694 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	36,352 sqft (0.834 acres)
Lot Dimensions	218 ft deep x 166 ft wide

Location & Zoning

Street Address	305 MCDOWELL RD
City	DERRY
State	PA
Zip	15627-3664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT HSE GAR 166.43 X 218.42 X IR
Legal Lot Number	H
Jurisdiction	WESTMORELAND PA
Township / Civil Division	DERRY
Census Block Group	1
Census Block	1005
Census Tract	807902

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 MCDOWELL RD, DERRY, PA 15627-3664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Sep 28, 2021	Deed, Transfer · Conventional Mortgage RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Deed Document Number	202140167
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	0000040167
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	SUPERIOR, DERRY, PA 15627
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 MCDOWELL RD, DERRY, PA 15627-3664

Mortgage

Document Number	0000027359
Date	Aug 1, 2022
Instrument	202208010027359

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	75200

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Oct 1, 2051

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Sep 28, 2021
Property Address	SUPERIOR, DERRY, PA 15627
Document Number	0000040167
Instrument Date	Sep 23, 2021
Instrument	202109280040167
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	385 MCDOWELL RD, DERRY, PA 15627-3664

Mortgage

Document Number	0000040168
Date	Sep 28, 2021
Instrument	202109280040168

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	Derry Township
Unified School District	Derry Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,215.00 (+0.83%)	$9,700 (-) Land $1,810 Building $7,890
2025	$1,205.00		$9,700 (-) Land $1,810 Building $7,890
2024	$1,205.00	$9,700 Land $1,810 Building $7,890
1972			$9,700 Land $1,810 Building $7,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DERRY BORO MUNI AUTH serves 6,500 people · EPA ID PA5650049
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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