305 McCormick St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 305 McCormick St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,492 sqft · built 1959
Lot Size	0.22 acres (9,583 sqft)
Owner	Trust Name on File
Last Sale	$300,000 (Mar 2000)
Tax Bill	$3,763 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`532-09-00-068`

Property Details

APN / Parcel Number

Primary APN	`532-09-00-068`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,492 sqft Living Area
1st Floor Area	2,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	140 ft deep x 68 ft wide

Exterior Amenities

Porch	Slab
Porch Area	154 sqft
Deck Area	314 sqft
Patio Area	314 sqft
Shed	1 Shed
Shed Area	255 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	305 MCCORMICK ST
City	MOUNT PLEASANT
State	SC
Zip	29464-5064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION -LT 7B&8B BLK 39
Legal Subdivision	BEN F CHEATHAM
Legal Block	39
Legal Lot Number	7B&8B
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1027
Census Tract	4701

Owner

305 McCormick St is owner-occupied and held in a trust since October 2009.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	305 MCCORMICK ST, MOUNT PLEASANT, SC 29464-5064
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2000 · Amount on File
Deed Sale	Mar 22, 2000 · Amount on File
Deed Book / Page	344 / 261
Last Transfer Date	Oct 21, 2009
Transfer Doc	00890448
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	305 MCCORMICK ST, MOUNT PLEASANT, SC 29464-5064
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09640285
Date	Feb 26, 2021
Book Page	964/285

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 305 McCormick St was $3,763, up 13.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,763.00 (+13.55%)	$1,051,603 (+2,941.07%) Land $501,363 Building $550,240	$2,043,100 Land $848,600 Building $1,194,500
2024	$3,314.00	$34,580
2022	$3,248.00	$36,580	$1,136,000 Land $541,600 Building $594,400
2020			$1,136,000 Land $541,600 Building $594,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 McCormick St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force
Nearby Flood Claims	120 (1979–2017)
Claims Outside the SFHA	21 of 120
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 88 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 McCormick St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McCormick St

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