Albany County and Albany City property record for 305 McCarty Ave, Albany, NY 12209 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,414 sqft · built 1930 |
| Lot Size | 0.085 acres (3,700 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,658 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 010100 76.69-4-83 |
| Primary APN | 010100 76.69-4-83 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Upper Floors Area | 274 sqft |
| Attic | Attic |
| Attic Area | 274 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,700 sqft (0.085 acres) |
| Lot Dimensions | 100 ft deep x 37.5 ft wide |
| Garage Type | Detached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 132 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07606900040830000000 |
|---|---|
| Street Address | 305 MCCARTY AVE |
| City | ALBANY |
| State | NY |
| Zip | 12209-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 1/2 WD & 1 CAR CON GAR & ADD'N 0104807 |
| Legal Block | 4 |
| Legal Lot Number | 83.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | ALBANY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 2000 |
Source: Albany County and Albany City records · APN 010100 76.69-4-83
Assessment roll updated March 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 MCCARTY AVE, ALBANY, NY 12209-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 22, 2025 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Nov 09, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 02, 2023 |
| Transfer Doc | 0000000192 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 305 MCCARTY AVE, ALBANY, NY 12209-2007 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 305 MCCARTY AVE, ALBANY, NY 12209-2007 |
| Document Number | 0000005151 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | R2025-15151 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 21, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Nov 09, 2023 |
| Property Address | 305 MCCARTY AVE, ALBANY, NY 12209-2007 |
| Document Number | 0000000192 |
| Map Reference | MB 41 MAP 702 |
| Instrument Date | Nov 02, 2023 |
| Instrument | R2023-20192 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 MCCARTY AVE, ALBANY, NY 12209-2007 |
Source: Albany County and Albany City records · Assessment roll updated March 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Albany City |
| Unified School District | Albany City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,658.00 (+25.1%) Homeowner's exemption | $158,000 (+75.56%) Land $31,600 Building $126,400 | $164,583 (+29.53%) Land $32,917 Building $131,666 |
| 2023 | $90,000 (-) Land $18,000 Building $72,000 | $127,065 (+12.55%) Land $25,413 Building $101,652 | |
| 2022 | $90,000 Land $18,000 Building $72,000 | $112,895 Land $22,579 Building $90,316 | |
| 2021 | $2,924.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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