305 Margate Rd, Upper Darby, PA 19082 Property Records

Delaware County property record for 305 Margate Rd, Upper Darby, PA 19082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,132 sqft · built 1928
Lot Size	0.033 acres (1,437 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (May 2026)
Tax Bill	$5,616 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2022 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`16-16-812:000`

Property Details

APN / Parcel Number

Primary APN	`16-16-812:000`
Alternative APN	`16-04-01275-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,132 sqft Living Area
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2017
Architectural Style	Row Home
Exterior Material	Brick
Lot Area	1,437 sqft (0.033 acres)
Lot Dimensions	90 ft deep x 15 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1616812000
Street Address	305 MARGATE RD
City	UPPER DARBY
State	PA
Zip	19082-4613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 STY HSE 15 X 90
Legal Subdivision	TOWNSHIP/UPPER DARBY
Legal Block	61
Jurisdiction	DELAWARE PA
Township / Civil Division	UPPER DARBY
Census Block Group	4
Census Block	4002
Census Tract	400402

Owner

Source: Delaware County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 MARGATE RD, UPPER DARBY, PA 19082-4613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 8, 2026	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jul 13, 2018	Deed, Transfer · FHA Mortgage GREENTREE MORTGAGE COMPANY LP
Jan 13, 2017	Grant Deed, Transfer CENTRAL MONTGOMERY ABSTRACT COMPANY, CENTRAL MONTGOMERY ABSTRACT CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	202617212
Deed Book / Page	7129 / 5617
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	305 MARGATE RD, UPPER DARBY, PA 19082-4613
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 MARGATE RD, UPPER DARBY, PA 19082-4613

Mortgage

Document Number	0068204802
Date	Apr 19, 2022
Book Page	6820/4802
Instrument	2022023434

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Jul 1, 2048

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	305 MARGATE RD, UPPER DARBY, PA 19082-4613
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068434877
Date	Jul 15, 2022
Book Page	6843/4877
Instrument	2022038968

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	May 8, 2026
Property Address	305 MARGATE RD, UPPER DARBY, PA 19082-4613
Document Number	0000017212
Book / Page	7129 / 5617
Instrument Date	May 8, 2026
Instrument	2026.17212
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 MARGATE RD, UPPER DARBY, PA 19082-4613

Mortgage

Document Number	0000017213,
Date	May 8, 2026
Book Page	7129/5621
Instrument	2026.17213

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Jul 13, 2018
Property Address	305 MARGATE RD, UPPER DARBY, PA 19082-4613
Document Number	0061950991
Book / Page	06195 / 0991
Instrument Date	Jun 20, 2018
Instrument	2018034291
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	SIENNA ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 MARGATE RD, UPPER DARBY, PA 19082-4613

Mortgage

Document Number	2018034292
Date	Jul 13, 2018
Instrument	2018034292

Lender

Name	GREENTREE MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DELAWARE PA
Recording Date	Jan 13, 2017
Property Address	305 MARGATE RD, UPPER DARBY, PA 19082-4613
Document Number	0059411590
Book / Page	005941 / 001590
Instrument Date	Dec 16, 2016
Instrument	2799
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	CENTRAL MONTGOMERY ABSTRACT COMPANY, CENTRAL MONTGOMERY ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	431 COVENTRY WAY GALLOWAY NJ 082056680, GALLOWAY, NJ 08205-6680

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
County Subdivision	Upper Darby Township
Unified School District	Upper Darby School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,616.00 (+5.03%) Homeowner's exemption	$126,450 (-) Land $22,430 Building $104,020	$126,450 (-) Land $22,430 Building $104,020
2025		$126,450 (-) Land $22,430 Building $104,020	$126,450 (-) Land $22,430 Building $104,020
2024	$5,347.00 (+2.24%)	$126,450 Land $22,430 Building $104,020
2023	$5,230.00 Homeowner's exemption
2021			$126,450 (-)
2020			$126,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	5 (1994–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Frontier, T-Mobile.

Nearby Properties on Margate Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures