305 Maple Creek Rd, Monroe, VA 24574 Property Records

Amherst County property record for 305 Maple Creek Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,904 sqft · built 1810
Lot Size	8.68 acres (378,231 sqft)
Owner	Individual Name on Record
Last Sale	$256,500 (Jul 2018)
Tax Bill	$2,304 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104 A 23`

Property Details

APN / Parcel Number

Primary APN	`104 A 23`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,904 sqft Living Area
1st Floor Area	2,784 sqft
Basement Area	278 sqft
Unfinished Basement	278 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1810
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	378,231 sqft (8.68 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	305 MAPLE CREEK RD
City	MONROE
State	VA
Zip	24574-2959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ON RT'S 130 & 649 104 A 23
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	4
Census Block	4136
Census Tract	10100

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 MAPLE CREEK RD, MONROE, VA 24574-2959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Jul 25, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Deed Document Number	20181923
Prior Transfer Date	Jul 18, 2018
Prior Transfer Doc	0000001923
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	305 MAPLE CREEK RD, MONROE, VA 24574-2959
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000425
Date	Feb 29, 2024
Instrument	240000425

Lender

Name	BANK OF THE JAMES

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	305 MAPLE CREEK RD, MONROE, VA 24574-2959
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	RELTCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000539
Date	Feb 16, 2021
Instrument	210000539

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jul 25, 2018
Property Address	305 MAPLE CREEK RD, MONROE, VA 24574-2959
Document Number	0180001923
Instrument Date	Jul 18, 2018
Instrument	180001923
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 MAPLE CREEK RD, MONROE, VA 24574-2959

Mortgage

Document Number	0180001924
Date	Jul 25, 2018
Instrument	180001924

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,304.00 (+50.1%)	$251,700 (-) Land $54,400 Building $197,300	$411,500 (+63.49%) Land $65,300 Building $346,200
2025	$1,535.00
2024		$251,700 (-) Land $54,400 Building $197,300	$251,700 (-) Land $54,400 Building $197,300
2023	$1,535.00	$251,700 Land $54,400 Building $197,300	$251,700 Land $54,400 Building $197,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1985–2016)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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