305 Main St, Wray, CO 80758 Property Records

Yuma County property record for 305 Main St, Wray, CO 80758

Property Summary

Property Type	Commercial Office
Details	1 ba · 2,125 sqft · built 1907
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$67,000 (May 2020)
Tax Bill	$2,526 (2026)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Sale & Mortgage
APN	`W000080`

Property Details

APN / Parcel Number

Primary APN	`W000080`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	2,125 sqft Total Area
Basement Area	600 sqft
Unfinished Basement	600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1972
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,500 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	305 MAIN ST
City	WRAY
State	CO
Zip	80758-1726
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	WRAY, ORIGINAL BLK 11 LOT 02 SIZE: 25X140
Legal Subdivision	WRAY ORIGINAL
Legal Block	11
Legal Lot Number	2
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3053
Census Tract	963100

Owner

305 Main St, a commercial property, is owned by two individuals who bought it in May 2020.

Source: Yuma County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 MAIN ST, WRAY, CO 80758-1726
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage FIRST PIONEER NATIONAL BANK
May 29, 2020	Warranty Deed, Transfer FIRST PIONEER NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	May 5, 2015 · Amount on File
Deed Document Number	2020578738
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	305 MAIN ST, WRAY, CO 80758-1726
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000581622
Date	Jun 2, 2021
Instrument	581622

Lender

Name	FIRST PIONEER NATIONAL BANK
Type	Bank
Address	WRAY, CO 80758

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2041

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	May 29, 2020
Property Address	305 MAIN ST, WRAY, CO 80758-1726
Document Number	0000578738
Instrument Date	May 29, 2020
Instrument	578738
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 BLUEBELL CT, WIGGINS, CO 80654-7923

Mortgage

Document Number	0000578739
Date	May 29, 2020
Instrument	578739

Lender

Name	FIRST PIONEER NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	13 Months
Due	Jun 1, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 305 Main St was $2,526, up % from the year before.

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,526.00 (+0.04%)
2025	$2,525.00	$27,320
2024			$101,200 (+5.85%)
2023	$1,661.00 (-21.24%)	$27,727 (+26.8%) Land $6,153 Building $21,574	$95,610 (+26.8%) Land $21,216 Building $74,394
2022	$2,109.00	$21,866 Land $3,190 Building $18,676	$75,400 Land $11,000 Building $64,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 305 Main St; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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