305 Main St, Wheatland, CA 95692 Property Records

Yuba County property record for 305 Main St, Wheatland, CA 95692

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,390 sqft · built 1915
Lot Size	0.364 acres (15,863 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,327 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`015-231-003-000`

Property Details

APN / Parcel Number

Primary APN	`015-231-003-000`
Alternative APNs	`015-231-003` `15231003000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,390 sqft Living Area
Gross Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	15,863 sqft (0.364 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	015-231-003
Street Address	305 MAIN ST
City	WHEATLAND
State	CA
Zip	95692-9469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	L-6-7-14-15 BL-24 CITY WHEATLAND
Legal Subdivision	REVISED MAP OF THE CITY OF WHEATLAND
Legal Block	24
Legal Lot Number	6-7
Jurisdiction	YUBA CA
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2014
Census Tract	40800

Owner

Source: Yuba County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 MAIN ST, WHEATLAND, CA 95692-9469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 14, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 6, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	305 MAIN ST, WHEATLAND, CA 95692-9469
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007836
Date	Apr 29, 2021
Instrument	2021-007836

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	305 MAIN ST, WHEATLAND, CA 95692-9469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003015
Date	Mar 14, 2017
Instrument	2017-003015

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUBA CA
Property Address	305 MAIN ST, WHEATLAND, CA 95692-9469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006771
Date	May 6, 2020
Instrument	2020-006771

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Yuba County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Yuba County
Municipality	Wheatland City
Elementary School District	Wheatland Elementary School District (KG - 08)
Secondary School District	Wheatland Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,166 (+2%) Land $37,264 Building $177,902
2025	$2,327.00 (+4.21%) Homeowner's exemption	$210,948 (+4.04%) Land $36,534 Building $174,414
2023	$2,233.00 (+1.22%) Homeowner's exemption	$202,759 Land $35,116 Building $167,643	$440,550
2022	$2,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks, Succeed.Net, unWired Broadband.

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