305 Main St, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 305 Main St, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,952 sqft · built 1811
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Apr 2019)
Tax Bill	$8,130 (2025)
Deeds & Mortgages	Sep 2020 Refinance Apr 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`OSAY M:030 B:029 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:030 B:029 L`
Alternative APN	`402600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,952 sqft Living Area
Gross Area	5,808 sqft
1st Floor Area	1,872 sqft
Attic	Attic
Attic Area	840 sqft
Basement Area	1,832 sqft
Unfinished Basement	1,832 sqft

Exterior

Year Built	Built 1811
Effective Year Built	Effective 1811
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	402600
Street Address	305 MAIN ST
City	OLD SAYBROOK
State	CT
Zip	06475-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	29
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	2
Census Block	2000
Census Tract	670200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Saybrook South Green listed 1976 · 23 contributing resources · NRIS 76001984

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

305 Main St is owned and occupied by two individuals who bought it in April 2019.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 MAIN ST, OLD SAYBROOK, CT 06475-2317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Apr 5, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2019 · Amount on File
Deed Sale	Apr 5, 2019 · Amount on File
Prior Sale	Aug 1, 2013 · Amount on File
Deed Book / Page	640 / 420
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	305 MAIN ST, OLD SAYBROOK, CT 06475-2317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	654-888
Date	Sep 22, 2020
Book Page	654/888

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Apr 5, 2019
Property Address	305 MAIN ST, OLD SAYBROOK, CT 06475-2317
Document Number	640-420
Book / Page	640 / 420
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	640422
Date	Apr 5, 2019
Instrument	640/422

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 305 Main St was $8,130.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,130.00	$524,500 Land $124,400 Building $400,100	$367,150 Land $87,080 Building $280,070
2024	$8,130.00 (+14.64%)
2023	$7,092.00 (+1.84%)	$346,800 (-) Land $84,300 Building $262,500
2022	$6,964.00	$346,800 Land $84,300 Building $262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Main St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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