Audubon County property record for 305 Main St, Gray, IA 50110
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,100 sqft · built 1900 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $622 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-03-12-410-240 |
| Primary APN | 05-03-12-410-240 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Interior Walls | Unfinished |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 16 sqft |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 305 MAIN ST |
|---|---|
| City | GRAY |
| State | IA |
| Zip | 50110-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 10 & 11 BLK 5 ORIGINAL TOWN |
| Legal Subdivision | TOWN OF GRAY |
| Legal Block | 5 |
| Legal Lot Number | 10,11 |
| Jurisdiction | AUDUBON IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 2 |
| Census Block | 2267 |
| Census Tract | 70100 |
305 Main St, a single family home, is owned by two individuals.
Source: Audubon County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 1ST ST, GRAY, IA 50110-2300 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL SAVINGS BANK |
| Oct 18, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUDUBON IA |
| Property Address | 305 MAIN ST, GRAY, IA 50110-2306 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 305 MAIN ST, GRAY, IA 50110-2306 |
| Document Number | 0000240298 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 24-0298 |
| Name | COMMERCIAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CARROLL, IA 51401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 8, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AUDUBON IA |
| Recording Date | Oct 18, 2019 |
| Property Address | 305 MAIN ST, GRAY, IA 50110-2306 |
| Document Number | 191276 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 19-1276 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 MAIN ST, GRAY, IA 50110-2306 |
The 2026 property tax bill for 305 Main St was $622.
Source: Audubon County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Audubon County |
| Municipality | Gray City |
| Unified School District | Audubon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $622.00 | $44,780 (-) Land $1,920 Building $42,860 | $44,780 (-) Land $1,920 Building $42,860 |
| 2025 | $622.00 | $44,780 Land $1,920 Building $42,860 | $44,780 Land $1,920 Building $42,860 |
| 2023 | $39,270 Land $1,920 Building $37,350 | $39,270 Land $1,920 Building $37,350 | |
| 2022 | $402.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 305 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Windstream Fixed Wireless · DSL in parts of the area | 100 / 10 |
May also be available: T-Mobile.
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures