305 Lowry St, ARP, TX 75750 Property Records

Smith County property record for 305 Lowry St, ARP, TX 75750 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,206 sqft · built 2021
Lot Size	0.194 acres (8,494 sqft)
Owner	Individual Name on File
Tax Bill	$2,764 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000286`

Property Details

APN / Parcel Number

Primary APN	`R000286`
Alternative APN	`1-00000-0012-01-199000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,206 sqft Heated Area
Flooring	Hardwood

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,494 sqft (0.194 acres)
Lot Width	76 ft Width
Garage Type	Carport
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000286
Street Address	305 LOWRY ST
City	ARP
State	TX
Zip	75750-9108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0012 J JORDAN TRACT 199 S01
Legal Subdivision	A0012 J JORDAN
Legal Tract	199
Jurisdiction	SMITH TX
Township / Civil Division	TROUP-ARP
Census Block Group	1
Census Block	1035
Census Tract	2102

Owner

Source: Smith County records · APN R000286

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	305 LOWRY ST, ARP, TX 75750-9108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2021	Deed of Trust, Mortgage · Construction Mortgage CITIZENS NATIONAL BANK
Apr 21, 2022	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2022
Deed Sale	Apr 21, 2022
Deed Document Number	WDVL 15574
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	305 LOWRY ST, ARP, TX 75750-9108
Transaction Type	Mortgage
Record Updated	Jan 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001040626
Date	Oct 01, 2021
Instrument	202101040626

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	HENDERSON, TX 75653

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 09, 2022

Interest

Rate Type	Adjustable Rate

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Apr 21, 2022
Property Address	305 LOWRY ST, ARP, TX 75750-9108
Document Number	0001015574
Instrument Date	Apr 20, 2022
Instrument	202201015574
Transaction Type	Transfer
Record Updated	Feb 09, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 LOWRY ST, ARP, TX 75750-9108

Mortgage

Document Number	0001015575
Date	Apr 21, 2022
Instrument	202201015575

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Smith County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Arp City
County	Smith County
Unified School District	Arp Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,764.00 (-12.34%) Homeowner's exemption	$226,684 (+10.28%) Land $11,131 Building $215,553	$226,684 (+10.28%) Land $11,131 Building $215,553
2024	$3,153.00 (+19.98%)
2023	$2,628.00 (+161.75%) Homeowner's exemption	$205,559 Land $6,300 Building $199,259	$205,559 Land $6,300 Building $199,259
2022	$1,004.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Smith County (48423C), updated September 2, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 25% of Texas
Wildfire Likelihood	About 1 in 962 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 173 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Etex Telephone Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Lowry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures