305 Locust St, Windsor, CO 80550 Property Records

Weld County property record for 305 Locust St, Windsor, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,072 sqft · built 1908
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Dec 2021)
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8072-12-1-90-11`

Property Details

APN / Parcel Number

Primary APN	`8072-12-1-90-11`
Alternative APNs	`0807-21-2-19-011` `R1539286`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
Gross Area	1,380 sqft
1st Floor Area	1,072 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,500 sqft (0.218 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	308 sqft
Porch	Porch
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1539286
Street Address	305 LOCUST ST
City	WINDSOR
State	CO
Zip	80550-5259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIN 23184 L4 BLK4 KERNS
Legal Range	67W
Legal Township	6N
Legal Section	21
Legal Subdivision	KERNS SUB
Legal Block	4
Legal Lot Number	4
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3014
Census Tract	2205

Owner

Source: Weld County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 LOCUST ST, WINDSOR, CO 80550-5259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Nov 25, 2015 · Amount on Record
Deed Document Number	20214787780
Prior Transfer Date	Nov 23, 2015
Prior Transfer Doc	0004161037
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELD CO
Recording Date	Dec 27, 2021
Property Address	305 LOCUST ST, WINDSOR, CO 80550-5259
Document Number	0004787780
Instrument Date	Dec 20, 2021
Instrument	4787780
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 LOCUST ST, 305, WINDSOR, CO 80550-5259

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	305 LOCUST ST, WINDSOR, CO 80550-5259

Mortgage

Document Number	0004787781
Date	Dec 27, 2021
Instrument	4787781

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Windsor Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,680 (-2.07%) Land $4,650 Building $18,030	$370,550 (-) Land $76,000 Building $294,550
2025	$2,316.00 (+8.83%)	$23,160 (-11.77%) Land $4,750 Building $18,410	$370,550 (-4.51%) Land $76,000 Building $294,550
2024	$2,128.00 (+8.96%)
2023	$1,953.00 (-0.56%)	$26,250 (+29.69%) Land $4,500 Building $21,750	$388,048 (+33.23%) Land $66,500 Building $321,548
2022	$1,964.00	$20,240 Land $4,620 Building $15,620	$291,254 Land $66,500 Building $224,754

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Vistabeam.

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