305 Locust St W, Three Oaks, MI 49128 Property Records

Berrien County property record for 305 Locust St W, Three Oaks, MI 49128

Property Summary

Property Type	Apartments (5+ Units)
Details	23,661 sqft
Lot Size	4.72 acres (205,603 sqft)
Owner	Company Name on Record
Last Sale	$2,100,000 (Jan 2021)
Tax Bill	$30,074 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-0010-0077-11-8`

Property Details

APN / Parcel Number

Primary APN	`47-0010-0077-11-8`
Alternative APN	`11-47-0010-0077-11-8`

Interior

Units	48 Units
Stories	2 Stories
Building Area	23,661 sqft Total Area

Exterior

Lot Area	205,603 sqft (4.72 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 LOCUST ST W
City	THREE OAKS
State	MI
Zip	49128-1195
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	COM 1379.78'W & 453.75'S0DEG 14'E OF NE COR SEC 10 T8S R20W SD PT BEING 198'W OF W LN ROLFSEN'S ADD TH S0DEG14' E 453.75'TH W 455.44'TH N 0 DEG17'20''E 453.75'TH E 451.29'TO POB
Legal Range	20W
Legal Township	08S
Legal Section	10
Legal Subdivision	ROLFSENS ADD
Jurisdiction	BERRIEN MI
Township / Civil Division	THREE OAKS
Census Block Group	2
Census Block	2013
Census Tract	11400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	305 LOCUST ST W, THREE OAKS, MI 49128-1195
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Aug 16, 2016 · Amount on Record
Deed Book / Page	3307 / 264
Prior Transfer Date	Dec 21, 2020
Prior Transfer Doc	003307/264
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 4, 2021
Property Address	305 LOCUST ST W, THREE OAKS, MI 49128-1195
Document Number	003307/264
Book / Page	3307 / 264
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6036 S CENTRAL AVE, CHICAGO, IL 60638-4505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7152 W LYNWOOD DR, MICHIGAN CITY, IN 46360-9162

Mortgage

Document Number	0003307266
Date	Jan 4, 2021
Instrument	3307/266

Lender

Name	WEST SUBURBAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Three Oaks Township
Municipality	Three Oaks Village
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$859,200 (-6.23%)	$1,718,400 (-6.23%)
2025	$30,074.00 (+2.79%)	$916,300 (+20.27%)	$1,832,600 (+20.27%)
2024	$29,257.00 (+10.18%)
2023		$761,900	$1,523,800
2022	$26,553.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE OAKS serves 1,622 people · EPA ID MI0006600
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Surf Internet, T-Mobile.

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