Hamilton County property record for 305 Locust St, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1972 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,375 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 572-0009-0078-00 |
| Primary APN | 572-0009-0078-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 468 sqft |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 157 ft deep x 50 ft wide |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 305 LOCUST ST |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-1343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOCUST ST 50 X 157.94 IRRLOT 18 BOGARTS SUB |
| Legal Subdivision | BOGARTS SUB |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20401 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 LOCUST ST, CLEVES, OH 45002-1343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2016 |
| Deed Sale | Nov 16, 2016 |
| Prior Sale | Nov 9, 2006 · Amount on Record |
| Prior Transfer Date | Apr 12, 2013 |
| Prior Transfer Doc | 13-049033 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 305 LOCUST ST, CLEVES, OH 45002-1343 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000132281 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 14535/2002 |
| Instrument | 2021-0132281 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 178 Months |
| Due | Sep 1, 2036 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Municipality | Cleves Village |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,375.00 (-7.59%) | $26,250 (+%) Land $5,624 Building $20,626 | |
| 2024 | $1,488.00 (+20.78%) | $26,249 (-) Land $5,624 Building $20,625 | |
| 2023 | $1,232.00 (-29.64%) | $26,249 (+21%) Land $5,624 Building $20,625 | $75,000 (+21.01%) Land $16,070 Building $58,930 |
| 2022 | $1,751.00 Homeowner's exemption | $21,693 Land $5,698 Building $15,995 | |
| 2020 | $61,980 Land $16,280 Building $45,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1978–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVES VILLAGE PWS serves 6,000 people · EPA ID OH3100512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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