St. Clair County property record for 305 Locust Dr, Shiloh, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 784 sqft · built 1996 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Apr 2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| APN | 09-08-0-209-016 |
| Primary APN | 09-08-0-209-016 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 784 sqft Living Area |
| Basement Area | 784 sqft |
| Unfinished Basement | 784 sqft |
| Sunroom | Sunroom |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 472 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|
| Street Address | 305 LOCUST DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-3217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHRIDGE ESTATES 1ST ADD LOT/SEC-39 BK 3157-29 |
| Legal Subdivision | SOUTHRIDGE ESTATES |
| Legal Block | 209 |
| Legal Lot Number | 39 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | SHILOH VALLEY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 503907 |
305 Locust Dr is owned and occupied by two individuals who bought it in April 2026.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 LOCUST DR, O FALLON, IL 62269-3217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on File |
| Deed Sale | Apr 14, 2026 · Amount on File |
| Prior Sale | Apr 1, 1997 · Amount on File |
| Deed Document Number | 20262880319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 14, 2026 |
| Property Address | 305 LOCUST DR, O FALLON, IL 62269-3217 |
| Document Number | 0A02880319 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026.2880319 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,965.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 LOCUST DR, O FALLON, IL 62269-3217 |
| Date | Apr 14, 2026 |
|---|
| Name | CARROLLTON BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Shiloh Valley Township |
| Municipality | Shiloh Village |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Elementary School District | Shiloh Village School District 85 (PK - 08) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $92,808 (+8.73%) Land $16,084 Building $76,724 | $278,424 (+8.73%) Land $48,252 Building $230,172 |
| 2024 | $85,357 Land $14,793 Building $70,564 | $256,071 Land $44,379 Building $211,692 |
| 2022 | $67,204 Land $13,374 Building $53,830 | $201,612 Land $40,122 Building $161,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 305 Locust Dr; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Locust Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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