Montgomery County property record for 305 Leach St, Biscoe, NC 27209
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 bd · 2 ba · 900 sqft · built 2025 |
| Lot Size | 1.02 acres (44,635 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $804 (2023) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7568 15 52 5900 |
| Primary APN | 7568 15 52 5900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 900 sqft Finished Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Rolled Roofing |
| Lot Area | 44,635 sqft (1.02 acres) |
| Lot Dimensions | 395 ft deep x 113 ft wide |
| Cooling System | Central |
|---|
| Account Number | 1490518 |
|---|---|
| Street Address | 305 LEACH ST |
| City | BISCOE |
| State | NC |
| Zip | 27209 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | JESS CAGLE CAGLE |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | BISCOE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 960102 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 LEACH ST, BISCOE, NC 27209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2000 |
| Deed Sale | Jul 1, 2000 |
| Deed Book / Page | 400 / 243 |
| Last Transfer Date | Aug 18, 2025 |
| Transfer Doc | 000968/632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 305 LEACH ST, BISCOE, NC 27209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4080 CLOVELLY DR, GREENSBORO, NC 27406-8563 |
| Document Number | 000977/899 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | 977/899 |
| Instrument | 389410 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | CARY, NC 27519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Biscoe Town |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,718 (+55.88%) Land $13,673 Building $93,045 | $106,718 (+55.88%) Land $13,673 Building $93,045 | |
| 2025 | $68,463 (-) Land $13,673 Building $54,790 | $68,463 (-) Land $13,673 Building $54,790 | |
| 2023 | $804.00 | $68,463 Land $13,673 Building $54,790 | $68,463 Land $13,673 Building $54,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BISCOE serves 2,735 people · EPA ID NC0362035 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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