305 Laurel Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 305 Laurel Dr, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,246 sqft · built 1983
Lot Size	0.49 acres (21,127 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,500 (Aug 2017)
Tax Bill	$2,830 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15K09150T`

Property Details

APN / Parcel Number

Primary APN	`15K09150T`
Alternative APN	`2000202742`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,246 sqft Living Area
Gross Area	2,494 sqft
1st Floor Area	1,568 sqft
Attic	Attic
Attic Area	678 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2001
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,127 sqft (0.49 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000202742
Street Address	305 LAUREL DR
City	SMITHFIELD
State	NC
Zip	27577-5517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 34 LAURELWOOD HILLS SEC 1 17/81
Legal Subdivision	LAURELWOOD HILLS
Legal Lot Number	34
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1030
Census Tract	40904

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 LAUREL DR, SMITHFIELD, NC 27577-5517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 4, 2017	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2017 · Amount on Record
Deed Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	2017539670
Deed Book / Page	5004 / 33
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	305 LAUREL DR, SMITHFIELD, NC 27577-5517
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031718
Date	Oct 3, 2023
Book Page	6556/266
Instrument	2023031718

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	305 LAUREL DR, SMITHFIELD, NC 27577-5517
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000821140
Date	Aug 1, 2022
Book Page	6312/879
Instrument	2022821140

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SMITHFIELD, NC 27577

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	305 LAUREL DR, SMITHFIELD, NC 27577-5517
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000753237
Date	Jun 7, 2021
Book Page	5952/946
Instrument	2021753237

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Nov 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Aug 4, 2017
Property Address	305 LAUREL DR, SMITHFIELD, NC 27577-5517
Document Number	0000539670
Book / Page	005004 / 000033
Instrument Date	Aug 4, 2017
Instrument	539670
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$361.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 LAUREL DR SMITHFIELD NC 275775517, SMITHFIELD, NC 27577-5517

Mortgage

Document Number	539671
Date	Aug 4, 2017
Book Page	005004/000035
Instrument	539671

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Smithfield Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,830.00 (+26%)	$294,870 (+65.42%) Land $55,000 Building $239,870	$294,870 (+65.42%) Land $55,000 Building $239,870
2023	$2,246.00	$178,260 Land $27,500 Building $150,760	$178,260 Land $27,500 Building $150,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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