305 Latimer Rd, Raleigh, NC 27609 Property Records

Wake County property record for 305 Latimer Rd, Raleigh, NC 27609

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,024 sqft · built 2016
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2015)
Tax Bill	$12,298 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1706.20-81-2702-000`

Property Details

APN / Parcel Number

Primary APN	`1706.20-81-2702-000`
Alternative APNs	`1706.20-81-2702 0003785` `1706812702` `000378501` `0003785`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,024 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	14,810 sqft (0.34 acres)
Garage Area	246 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	258 sqft
Deck Area	288 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0003785
Street Address	305 LATIMER RD
City	RALEIGH
State	NC
Zip	27609-5915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO129 LAKEMONT SE2 BM1962-00039
Legal Subdivision	LAKEMONT
Legal Lot Number	129
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	3
Census Block	3002
Census Tract	52602

Owner

305 Latimer Rd is owned and occupied by an individual who acquired it in August 2018.

Source: Wake County records, as of September 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	305 LATIMER RD, RALEIGH, NC 27609-5915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGE LENDING LLC
Jan 27, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 4, 2018	Quit Claim Deed, Mortgage COASTAL FCU
Dec 4, 2017	Deed of Trust, Mortgage PARAGON COM'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2015 · Amount on File
Deed Sale	Jun 5, 2015 · Amount on File
Prior Sale	Jul 30, 1998 · Amount on File
Deed Book / Page	16040 / 2584
Last Transfer Date	Aug 27, 2018
Transfer Doc	172340161
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	305 LATIMER RD, RALEIGH, NC 27609-5915
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17863/2684
Date	May 12, 2020
Book Page	17863/2684

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	305 LATIMER RD, RALEIGH, NC 27609-5915
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	18312/1353
Date	Jan 27, 2021
Book Page	18312/1353

Lender

Name	ADVANTAGE LENDING LLC
Type	Mortgage Company
Address	RALEIGH, NC 27615

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	305 LATIMER RD, RALEIGH, NC 27609-5915
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 LATIMER RD, RALEIGH, NC 27609-5915

Mortgage

Document Number	18312/1368
Date	Jan 27, 2021
Book Page	18312/1368

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	Sep 4, 2018
Property Address	305 LATIMER RD, RALEIGH, NC 27609-5915
Document Number	172340161
Book / Page	017234 / 000161
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 LATIMER RD RALEIGH NC 276095915, RALEIGH, NC 27609-5915

Mortgage

Document Number	172340163
Date	Sep 4, 2018
Book Page	017234/000163

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	305 LATIMER RD, RALEIGH, NC 27609-5915
Document Number	169910370
Book / Page	016991 / 000370
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	305 LATIMER RD RALEIGH NC 276095915, RALEIGH, NC 27609-5915

Mortgage

Document Number	169910370
Date	Dec 8, 2017
Book Page	016991/000370

Lender

Name	PARAGON COM'L BK
Type	Bank
Address	RALEIGH, NC 27612

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 7, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 305 Latimer Rd was $12,298.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,298.00	$1,407,968 Land $475,000 Building $932,968	$1,407,968 Land $475,000 Building $932,968
2023	$9,372.00	$858,053 Land $240,000 Building $618,053	$858,053 Land $240,000 Building $618,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Latimer Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	26 (1978–1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Latimer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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