305 Larkin Rdg, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 305 Larkin Rdg, Watsonville, CA 95076

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2.5 ba · 5,366 sqft · built 1989
Lot Size	2.01 acres (87,817 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Mar 2011)
Tax Bill	$16,312 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-301-36`

Property Details

APN / Parcel Number

Primary APN	`041-301-36`
Alternative APN	`041-301-36-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	5,366 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	87,817 sqft
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	1,250 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	305 LARKIN RDG
City	WATSONVILLE
State	CA
Zip	95076-8501
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Legal Description	TR 1048
Legal Subdivision	LARKIN RDG TR 1048
Legal Tract	1048
Legal Lot Number	3
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2006
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2469, APTOS, CA 95001-2469
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2011 · Amount on Record
Deed Sale	Mar 29, 2011 · Amount on Record
Prior Sale	Dec 4, 2002 · Amount on Record
Deed Document Number	201113193
Prior Transfer Date	Mar 25, 2011
Prior Transfer Doc	0000034539
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	305 LARKIN RDG, WATSONVILLE, CA 95076-8501
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 LARKIN RDG, WATSONVILLE, CA 95076-8501

Mortgage

Document Number	0000005901
Date	Feb 2, 2021
Instrument	2021-0005901

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,372,143 (+2%) Land $522,721 Building $849,422
2025	$16,312.00 (+12.96%)	$1,345,238 (+4.04%) Land $512,472 Building $832,766
2023	$14,441.00 (+1.78%)	$1,293,001 Land $492,572 Building $800,429	$2,034,000
2022	$14,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio, Etheric Networks, Spectrum, Surfnet Communications, T-Mobile, Verizon.