305 Lambert Dr, Piqua, OH 45356 Property Records

Miami County property record for 305 Lambert Dr, Piqua, OH 45356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 2003
Lot Size	0.296 acres (12,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,524 (Oct 2003)
Tax Bill	$2,459 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N44-078404`

Property Details

APN / Parcel Number

Primary APN	`N44-078404`
Alternative APN	`080514.1-09-018-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	2,968 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	12,894 sqft (0.296 acres)
Lot Dimensions	113 ft deep x 90 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	191 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	305 LAMBERT DR
City	PIQUA
State	OH
Zip	45356-5497
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8631 DEERFIELD SUB #8
Legal Subdivision	DEERFIELD SUB #8
Legal Lot Number	8631
Jurisdiction	MIAMI OH
Township / Civil Division	PIQUA
Census Block Group	1
Census Block	1053
Census Tract	315001

Owner

Source: Miami County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 LAMBERT DR, PIQUA, OH 45356-5497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION
Aug 12, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2003 · Amount on Record
Deed Sale	Oct 30, 2003 · Amount on Record
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	May 11, 2026
Property Address	305 LAMBERT DR, PIQUA, OH 45356-5497
Document Number	0000005579
Instrument Date	May 4, 2026
Instrument	20265579
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 LAMBERT DR, PIQUA, OH 45356-5497

Mortgage

Document Number	0000005579,
Date	May 11, 2026
Instrument	20265579

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate	5.77%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	305 LAMBERT DR, PIQUA, OH 45356-5497
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012113
Date	Aug 12, 2022
Instrument	2022OR-12113

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	305 LAMBERT DR, PIQUA, OH 45356-5497
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004409
Date	Apr 7, 2020
Instrument	2020OR-04409

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
Municipality	Piqua City
Unified School District	Piqua City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,459.00 (+3.58%) Homeowner's exemption	$75,820 (+31.2%) Land $11,870 Building $63,950	$216,600 (+31.19%) Land $33,900 Building $182,700
2024	$2,374.00 (+1.84%) Homeowner's exemption	$57,790 (-) Land $11,450 Building $46,340
2023	$2,331.00 (-3.52%) Homeowner's exemption	$57,790 (-) Land $11,450 Building $46,340	$165,100 (-) Land $32,700 Building $132,400
2022	$2,416.00 Homeowner's exemption	$57,790 Land $11,450 Building $46,340	$165,100 Land $32,700 Building $132,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIQUA CITY PWS serves 20,354 people · EPA ID OH5501211
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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