Bradford County property record for 305 Lakeshore Dr, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 1997 |
| Lot Size | 1.01 acres (44,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Dec 2013) |
| Tax Bill | $2,074 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00804-0-05000 |
| Primary APN | 00804-0-05000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,876 sqft Heated Area |
| Gross Area | 2,722 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 44,049 sqft (1.01 acres) |
| Porch | Open Porch |
| Patio Area | 264 sqft |
| Utility Building | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 305 LAKESHORE DR |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-6366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 30 6S 22 LOT 50 LAKEWOOD UNIT 1 |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 30 |
| Legal Subdivision | LAKEWOOD |
| Legal Lot Number | 50 |
| Legal Unit | 1 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 201 |
305 Lakeshore Dr is owned and occupied by an individual who bought it in December 2013.
Source: Bradford County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 305 LAKESHORE DR, STARKE, FL 32091-6366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Aug 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage RADIUS FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2013 · Amount on File |
| Deed Sale | Dec 5, 2013 · Amount on File |
| Deed Document Number | 201304017687 |
| Deed Book / Page | 1512 / 337 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 305 LAKESHORE DR, STARKE, FL 32091-6366 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 305 LAKESHORE DR, STARKE, FL 32091-6366 |
| Document Number | 0004000557 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 1947/586 |
| Instrument | 202204000557 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 305 LAKESHORE DR, STARKE, FL 32091-6366 |
| Document Number | 0004007734 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 305 LAKESHORE DR STARKE FL 320916366, STARKE, FL 32091-6366 |
| Document Number | 0004007734 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 001807/000431 |
| Instrument | 4007734 |
| Name | RADIUS FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | NORWELL, MA 02061 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2049 |
The 2025 property tax bill for 305 Lakeshore Dr was $2,074 with exemptions applied, up 3.6% from the year before.
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,074.00 (+3.65%) Homeowner's exemption Disabled Person's exemption | $152,376 (+2.9%) | $229,261 (+9.91%) Land $35,000 Building $194,261 |
| 2024 | $2,001.00 (+1.78%) Homeowner's exemption Disabled Person's exemption | $148,082 (+3%) | $208,586 (+5.17%) Land $26,000 Building $182,586 |
| 2023 | $1,966.00 (-0.96%) Homeowner's exemption Disabled Person's exemption | $143,769 (+3%) | $198,341 (+17.23%) Land $26,000 Building $172,341 |
| 2022 | $1,985.00 Homeowner's exemption Disabled Person's exemption | $139,582 | $169,186 Land $24,000 Building $145,186 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Lakeshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 16 (2012–2017) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Lakeshore Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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