305 Lakeshore Dr, Lorida, FL 33857 Property Records

Highlands County property record for 305 Lakeshore Dr, Lorida, FL 33857

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,160 sqft · built 1983
Lot Size	0.205 acres (8,958 sqft)
Owner	2 Individuals on Record
Last Sale	$175,900 (Dec 2020)
Tax Bill	$1,561 (2024)
Deeds & Mortgages	Dec 2020 Sale Jul 2020 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`C-29-35-31-020-0000-0100`

Property Details

APN / Parcel Number

Primary APN	`C-29-35-31-020-0000-0100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	975 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,958 sqft (0.205 acres)
Lot Dimensions	121 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	66 sqft
Driveway	Driveway
Driveway Area	350 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	801 sqft
Deck Area	182 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	305 LAKESHORE DR
City	LORIDA
State	FL
Zip	33857-9692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ISTOKPOGA SHORES UNIT 1 PB 7-PG 37 LOT 10
Legal Range	31E
Legal Township	35S
Legal Section	29
Legal Subdivision	ISTOKPOGA SHORES UNIT 1
Legal Lot Number	10
Legal Unit	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2021
Census Tract	961000

Owner

Source: Highlands County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	305 LAKESHORE DR, LORIDA, FL 33857-9692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY
Jul 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 26, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Oct 19, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Dec 19, 2017	Warranty Deed, Transfer · VA Mortgage IFREEDOM DIRECT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	Jul 17, 2020
Deed Document Number	2008737
Deed Book / Page	2787 / 76
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 1, 2020
Property Address	305 LAKESHORE DR, LORIDA, FL 33857-9692
Document Number	0002008737
Book / Page	002787 / 000076
Instrument Date	Nov 30, 2020
Instrument	2008737
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

Amount	Amount Recorded
Tax	$1,231.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 LAKESHORE DR LORIDA FL 338579692, LORIDA, FL 33857-9692

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 17, 2020
Property Address	305 LAKESHORE DR, LORIDA, FL 33857-9692
Document Number	0001991936
Book / Page	002762 / 001938
Instrument Date	Jul 16, 2020
Instrument	1991936
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	305 LAKESHORE DR LORIDA FL 338579692, LORIDA, FL 33857-9692

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	305 LAKESHORE DR, LORIDA, FL 33857-9692
Document Number	0001990460
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 LAKESHORE DR LORIDA FL 338579692, LORIDA, FL 33857-9692

Mortgage

Document Number	0001990460
Date	Jul 2, 2020
Book Page	002760/001381
Instrument	1990460

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	305 LAKESHORE DR, LORIDA, FL 33857-9692
Document Number	0001916081
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 LAKESHORE DR LORIDA FL 338579692, LORIDA, FL 33857-9692

Mortgage

Document Number	0001916081
Date	Oct 25, 2018
Book Page	002661/001669
Instrument	1916081

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 19, 2017
Property Address	305 LAKESHORE DR, LORIDA, FL 33857-9692
Document Number	0001877417
Book / Page	002612 / 001476
Instrument Date	Dec 11, 2017
Instrument	1877417
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$885.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8015 ELLIOTT RD #13 SEBRING FL 338769586, 13, SEBRING, FL 33876-9586

Mortgage

Document Number	1877418
Date	Dec 19, 2017
Book Page	002612/001478
Instrument	1877418

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,488 (+5.99%)	$191,811 (+7.79%) Land $35,150 Building $156,661
2024	$1,561.00 (+2.63%)
2023	$1,521.00 (+2.15%) Homeowner's exemption	$130,665 (+3%)	$177,954 (+26.52%) Land $31,685 Building $146,269
2022	$1,489.00 Homeowner's exemption	$126,859	$140,649 Land $31,685 Building $108,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	40.9 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	20 (2002–2023)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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