305 Kirk Dr, Saint Louis, MO 63135 Property Records

St. Louis County property record for 305 Kirk Dr, Saint Louis, MO 63135 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 875 sqft · built 1956
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Aug 2015)
Tax Bill	$1,179 (2024)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`12H-62-0690`

Property Details

APN / Parcel Number

Primary APN	`12H-62-0690`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
Gross Area	1,246 sqft
1st Floor Area	875 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	96 sqft
Patio Area	250 sqft
Poultry House	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 KIRK DR
City	SAINT LOUIS
State	MO
Zip	63135-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHLAND HILLS LOT 11
Legal Subdivision	NORTHLAND HILLS
Legal Block	10
Legal Lot Number	11
Jurisdiction	ST LOUIS MO
Township / Civil Division	FERGUSON
Census Block Group	4
Census Block	4002
Census Tract	212500

Owner

Source: St. Louis County records · APN 12H-62-0690

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4525 MCPHERSON AVE, 204, SAINT LOUIS, MO 63108-1961
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 11, 2015 · Amount on Record
Deed Sale	Aug 11, 2015 · Amount on Record
Prior Sale	Mar 25, 2009 · Amount on Record
Deed Document Number	2015492
Deed Book / Page	21632 / 2776
Prior Transfer Date	Mar 17, 2009
Prior Transfer Doc	0182740760
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	305 KIRK DR, SAINT LOUIS, MO 63135-3026
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 KIRK DR, SAINT LOUIS, MO 63135-3026

Mortgage

Document Number	2025092200228
Date	Sep 22, 2025
Instrument	2025092200228

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ferguson City
Unified School District	Ferguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,590 (+21.3%) Land $2,280 Building $17,310	$103,100 (+21.29%) Land $12,000 Building $91,100
2024	$1,179.00 (+0.6%)
2023	$1,172.00 (+29.93%)	$16,150 (+45.5%) Land $1,520 Building $14,630	$85,000 (+45.55%) Land $8,000 Building $77,000
2022	$902.00	$11,100 Land $3,060 Building $8,040
2021			$58,400 Land $16,100 Building $42,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892125004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force 15 of 19 on primary residences
Nearby Flood Claims	28 (1979–2022)
Claims Outside the SFHA	2 of 28
Most Recent Claim	Jul 2022, rainfall accumulation, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Jul 2022), 6 claims Severe Storms, Flooding, And A Tornado (Sep 2008), 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.