Otsego County and Cherry Valley Town property record for 305 Keller Rd, Cherry Valley, NY 13320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,794 sqft · built 1900 |
| Lot Size | 4.49 acres (195,584 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,061 (2026) |
| Deeds & Mortgages | Nov 2019 Line of Credit Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 362489 46.00-1-10.02 |
| Primary APN | 362489 46.00-1-10.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Upper Floors Area | 408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 195,584 sqft (4.49 acres) |
| Lot Width | 421 ft Width |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 242779 |
|---|---|
| Street Address | 305 KELLER RD |
| City | CHERRY VALLEY |
| State | NY |
| Zip | 13320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 978FILED MAP # 972 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 10.002 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 590101 |
Source: Otsego County and Cherry Valley Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 KELLER RD, CANAJOHARIE, NY 13317-3041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2019 | Deed of Trust, Mortgage · Line of Credit NBT BK |
| Apr 17, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 3, 2018 |
| Transfer Doc | 0000001662 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 305 KELLER RD, CANAJOHARIE, NY 13317-3041 |
| Document Number | 0000005544 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 305 KELLER RD CANAJOHARIE NY 133173041, CANAJOHARIE, NY 13317-3041 |
| Document Number | 0000005544 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 5544 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | SHARON SPRINGS, NY 13459 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 17, 2018 |
| Property Address | 305 KELLER RD, CANAJOHARIE, NY 13317-3041 |
| Document Number | 0000001662 |
| Instrument Date | Apr 3, 2018 |
| Instrument | 1662 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 KELLER RD CANAJOHARIE NY 133173041, CANAJOHARIE, NY 13317-3041 |
Source: Otsego County and Cherry Valley Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Cherry Valley Town |
| Unified School District | Cherry Valley-Springfield Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,061.00 (-7.02%) | ||
| 2025 | $3,292.00 | $112,000 (-) Land $29,700 Building $82,300 | $160,000 (+18.34%) Land $42,429 Building $117,571 |
| 2023 | $112,000 Land $29,700 Building $82,300 | $135,200 Land $35,852 Building $99,348 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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