305 Jackson St, White Bluff, TN 37187 Property Records

Dickson County property record for 305 Jackson St, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	1 ba · 925 sqft · built 1975
Lot Size	0.55 acres (23,940 sqft)
Owner	Individual Name on File
Last Sale	$149,900 (Mar 2018)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022096P A 00800`

Property Details

APN / Parcel Number

Primary APN	`022096P A 00800`
Alternative APN	`096P A 00800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Utility Room	Utility Room
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,940 sqft (0.55 acres)
Lot Dimensions	140 ft deep x 171 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	96 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	305 JACKSON ST
City	WHITE BLUFF
State	TN
Zip	37187-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: H03
Jurisdiction	DICKSON TN
Township / Civil Division	12
Census Block Group	3
Census Block	3011
Census Tract	60300

Owner

305 Jackson St is owned and occupied by an individual who bought it in March 2018.

Source: Dickson County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	305 JACKSON ST, WHITE BLUFF, TN 37187-2009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust · Line of Credit REGIONS BANK
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Mar 26, 2018	Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2018 · Amount on File
Deed Sale	Mar 26, 2018 · Amount on File
Prior Sale	Mar 1, 1991 · Amount on File
Deed Document Number	2018286330
Deed Book / Page	1329 / 712
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Recording Date	Apr 27, 2026
Property Address	305 JACKSON ST, WHITE BLUFF, TN 37187-2009
Document Number	0000386130
Book / Page	1609 / 2283
Instrument Date	Apr 9, 2026
Instrument	2026.386130
Record Updated	May 5, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 JACKSON ST, WHITE BLUFF, TN 37187-2009

Mortgage

Document Number	0000386130,
Date	Apr 27, 2026
Book Page	1609/2283
Instrument	2026.386130

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 2, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Recording Date	Apr 27, 2026
Property Address	305 JACKSON ST, WHITE BLUFF, TN 37187-2009
Document Number	0V16092283
Book / Page	1609 / 2283
Instrument Date	Apr 9, 2026
Instrument	2026386130
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 JACKSON ST, WHITE BLUFF, TN 37187-2009

Mortgage

Document Number	0000386130,
Date	Apr 27, 2026
Book Page	1609/2283
Instrument	2026386130

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 2, 2056

Interest

Rate	6.11%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	305 JACKSON ST, WHITE BLUFF, TN 37187-2009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V1442702
Date	Jun 12, 2020
Book Page	V1442/702
Instrument	313583

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Mar 26, 2018
Property Address	305 JACKSON ST, WHITE BLUFF, TN 37187-2009
Document Number	00V1329712
Book / Page	V1329 / 712
Instrument Date	Mar 23, 2018
Instrument	286330
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 JACKSON ST, WHITE BLUFF, TN 37187-2009

Mortgage

Document Number	V1329714
Date	Mar 26, 2018
Book Page	V1329/714
Instrument	286331

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	White Bluff Town
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$45,575 Land $13,825 Building $31,750
2024		$182,300 Land $55,300 Building $127,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Jackson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Jackson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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