305 Jackson St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 305 Jackson St, Troy, NY 12180

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,715 sqft · built 1890
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (Mar 2023)
Tax Bill	$8,862 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
APN	`381700 111.44-4-1`

Property Details

APN / Parcel Number

Primary APN	`381700 111.44-4-1`
Alternative APN	`1205390`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,715 sqft Total Area
1st Floor Area	952 sqft
2nd Floor Area	763 sqft
Game Room	Game Room

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	55 ft deep x 50 ft wide
Porch	Slab
Porch Area	177 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1205390
Street Address	305 JACKSON ST
City	TROY
State	NY
Zip	12180-5332
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MU1
Legal Description	2 STY FR BLDG FAC JAC 35A-7-9-08/E 1/2 230
Legal Block	4
Legal Lot Number	1.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	2
Census Block	2006
Census Tract	41000

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1220 43RD ST, D2, BROOKLYN, NY 11219-1329
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023 · Amount on Record
Deed Sale	Mar 16, 2023 · Amount on Record
Prior Sale	Oct 19, 2015 · Amount on Record
Deed Document Number	2023624827
Deed Book / Page	10340 / 16
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 16, 2023
Property Address	305 JACKSON ST, TROY, NY 12180-5332
Document Number	0103400016
Book / Page	10340 / 16
Instrument Date	Mar 2, 2023
Instrument	2023-624827
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 43RD ST APT D2, D2, BROOKLYN, NY 11219-1329

Mortgage

Document Number	2023624828
Date	Mar 16, 2023
Instrument	2023-624828

Lender

Name	A & D MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,862.00 (+163.91%)
2025	$3,358.00 (+23.55%)	$60,000 (-) Land $8,000 Building $52,000	$102,700 (+19.84%) Land $13,693 Building $89,007
2023		$60,000 (-) Land $8,000 Building $52,000	$85,700 (+8.55%) Land $11,427 Building $74,273
2022	$2,718.00	$60,000 Land $8,000 Building $52,000	$78,947 Land $10,526 Building $68,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	28 (1979–2021)
Claims Outside the SFHA	2 of 28
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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