305 Jackson Ave, Peru, IN 46970 Property Records

Miami County property record for 305 Jackson Ave, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1962
Lot Size	0.298 acres (13,000 sqft)
Owner	Individual Name on Record
Last Sale	$130,100 (Dec 2023)
Tax Bill	$991 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`021-64621-30`

Property Details

APN / Parcel Number

Primary APN	`021-64621-30`
Alternative APNs	`52-08-22-401-415.000-016` `01476665983`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1993
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01476665983
Street Address	305 JACKSON AVE
City	PERU
State	IN
Zip	46970-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKDALE LOTS 593 & 594 42 296 21300
Legal Subdivision	OAKDALE ADDITION
Legal Lot Number	593-594
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	2
Census Block	2017
Census Tract	952200

Owner

Source: Miami County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 JACKSON AVE, PERU, IN 46970-1120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2023 · Amount on Record
Deed Sale	Dec 4, 2023 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Document Number	2023524456
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Dec 4, 2023
Property Address	305 JACKSON AVE, PERU, IN 46970-1120
Document Number	20230524456
Instrument Date	Dec 1, 2023
Instrument	20230524456
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 JACKSON AVE, PERU, IN 46970-1120

Mortgage

Document Number	20230524457
Date	Dec 4, 2023
Instrument	20230524457

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Aug 21, 2020
Property Address	305 JACKSON AVE, PERU, IN 46970-1120
Document Number	20200523263
Instrument Date	Aug 19, 2020
Instrument	20200523263
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 JACKSON AVE, PERU, IN 46970-1120

Mortgage

Document Number	20200523264
Date	Aug 21, 2020
Instrument	20200523264

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$991.00 (+24.81%) Homeowner's exemption	$106,800 (+29.93%) Land $8,100 Building $98,700	$106,800 (+29.93%) Land $8,100 Building $98,700
2024	$794.00 (+2.06%)
2023	$778.00 (+13.08%)	$82,200 Land $8,100 Building $74,100	$82,200 Land $8,100 Building $74,100
2022	$688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves, Verizon.

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