Onslow County property record for 305 Ivy Brook Ct, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,089 sqft · built 2005 |
| Lot Size | 3.58 acres (155,945 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,500 (Apr 2010) |
| Tax Bill | $1,408 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47C-17 |
| Primary APN | 47C-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,089 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 155,945 sqft (3.58 acres) |
| Lot Dimensions | 178 ft deep x 95 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 400018932 |
|---|---|
| Street Address | 305 IVY BROOK CT |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-8356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L17 CATHERINES CRSNG PT 47-41.6 ADDED TO THIS TRACT |
| Legal Subdivision | ALAN D FERNANDEZ + PATRICIA |
| Legal Lot Number | 17 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 204 |
305 Ivy Brook Ct is owned and occupied by two individuals who acquired it in July 2021.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 IVY BROOK CT, RICHLANDS, NC 28574-8356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 27, 2019 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jul 19, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jun 8, 2018 | Quit Claim Deed, Transfer MILTON O & BETTY J COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2010 · Amount on File |
| Deed Sale | Apr 16, 2010 · Amount on File |
| Prior Sale | Jun 20, 2005 · Amount on File |
| Deed Book / Page | 3388 / 869 |
| Last Transfer Date | Jul 3, 2021 |
| Transfer Doc | 0055200164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 305 IVY BROOK CT, RICHLANDS, NC 28574-8356 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | DBA ORANGE COAST LENDER SVCS |
| Name | Verified Name |
|---|
| Document Number | 0051680488 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 5168/488 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 305 IVY BROOK CT, RICHLANDS, NC 28574-8356 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049720493 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 4972/493 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jul 19, 2021 |
| Property Address | 305 IVY BROOK CT, RICHLANDS, NC 28574-8356 |
| Document Number | 0055200164 |
| Book / Page | 5520 / 164 |
| Map Reference | MB 80 PG 105 |
| Instrument Date | Jul 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 IVY BROOK CT, RICHLANDS, NC 28574-8356 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jun 8, 2018 |
| Property Address | 305 IVY BROOK CT, RICHLANDS, NC 28574-8356 |
| Document Number | 0047920268 |
| Book / Page | 004792 / 000268 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 305 IVY BROOK CT RICHLANDS NC 285748356, RICHLANDS, NC 28574-8356 |
| Document Number | 47920270 |
|---|---|
| Date | Jun 8, 2018 |
| Book Page | 004792/000270 |
| Name | MILTON O & BETTY J COOPER |
|---|---|
| Address | 175 5 MILE RD, RICHLANDS, NC 28574-5201 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Jun 7, 2020 |
The 2026 property tax bill for 305 Ivy Brook Ct was $1,408.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,408.00 | $343,074 Land $58,600 Building $284,474 | $343,074 Land $58,600 Building $284,474 |
| 2023 | $1,408.00 | $260,032 Land $32,100 Building $227,932 | $260,032 Land $32,100 Building $227,932 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Ivy Brook Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Ivy Brook Ct is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
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