305 Howard Dr, Moody, TX 76557 Property Records

McLennan County property record for 305 Howard Dr, Moody, TX 76557

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,572 sqft · built 2000
Lot Size	5.11 acres (222,592 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Jun 2018)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-007600-010800-6`

Property Details

APN / Parcel Number

Primary APN	`38-007600-010800-6`
Alternative APNs	`3800760001080060101` `152567`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,572 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Metal
Roof Material	Metal
Lot Area	222,592 sqft
Garage Type	Detached
Garage Area	648 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	192 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	305 HOWARD DR
City	MOODY
State	TX
Zip	76557-4089
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WESTRIDGE SEC II TRACT 108 ACRES 5.11
Legal Subdivision	WESTRIDGE SEC II
Legal Tract	108
Legal Lot Number	108
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	4
Census Block	4003
Census Tract	3802

Owner

305 Howard Dr is owned and occupied by two individuals who bought it in June 2018.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 HOWARD DR, MOODY, TX 76557-4089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jun 25, 2018	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on File
Deed Sale	Jun 25, 2018 · Amount on File
Prior Sale	Feb 20, 2014 · Amount on File
Deed Document Number	201820942
Prior Transfer Date	Jun 15, 2018
Prior Transfer Doc	0000020942
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	305 HOWARD DR, MOODY, TX 76557-4089
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038178
Date	Oct 26, 2020
Instrument	2020038178

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 25, 2018
Property Address	305 HOWARD DR, MOODY, TX 76557-4089
Document Number	0000020942
Map Reference	VOL1339 PG879
Instrument Date	Jun 15, 2018
Instrument	2018020942
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 HOWARD DR, MOODY, TX 76557-4089

Mortgage

Document Number	0000020943
Date	Jun 25, 2018
Instrument	2018020943

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 305 Howard Dr was $2,390 with a homeowner's exemption, down 1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Moody Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,837 (+1%)	$315,566 (+8.31%) Land $44,878 Building $270,688
2025	$2,390.00 (-1.04%) Homeowner's exemption	$272,579 Land $37,170 Building $254,180	$291,350 Land $37,170 Building $254,180
2024	$2,415.00
2023		$280,000 Land $42,230 Building $237,770	$280,000 Land $42,230 Building $237,770
2022	$2,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Howard Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Howard Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUCEVILLE EDDY serves 10,570 people · EPA ID TX1550024
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Rise Broadband, T-Mobile.

Nearby Properties on Howard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures