Black Hawk County property record for 305 Hillcrest Rd, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,254 sqft · built 1964 |
| Lot Size | 0.224 acres (9,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,000 (Jun 2022) |
| Tax Bill | $3,096 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-04-276-031 |
| Primary APN | 8813-04-276-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,254 sqft Living Area |
| 1st Floor Area | 1,254 sqft |
| Basement Area | 1,254 sqft |
| Finished Basement | 675 sqft |
| Unfinished Basement | 1,254 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,760 sqft (0.224 acres) |
| Lot Dimensions | 122 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 305 HILLCREST RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHGATE LOT 3 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 04 |
| Legal Subdivision | SOUTHGATE |
| Legal Lot Number | 3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1302 |
Source: Black Hawk County records · APN 8813-04-276-031
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 HILLCREST RD, WATERLOO, IA 50701-5013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2022 | Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK |
| Jan 27, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2022 · Amount on Record |
| Deed Sale | Jun 01, 2022 · Amount on Record |
| Prior Sale | Jan 27, 2017 · Amount on Record |
| Deed Document Number | 202223284 |
| Prior Transfer Date | Aug 30, 2005 |
| Prior Transfer Doc | 2006006216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 01, 2022 |
| Property Address | 305 HILLCREST RD, WATERLOO, IA 50701-5013 |
| Document Number | 202200023284 |
| Instrument Date | May 12, 2022 |
| Instrument | 202200023284 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 305 HILLCREST RD, WATERLOO, IA 50701-5013 |
| Document Number | 202200023285 |
|---|---|
| Date | Jun 01, 2022 |
| Instrument | 202200023285 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 27, 2017 |
| Property Address | 305 HILLCREST RD, WATERLOO, IA 50701-5013 |
| Document Number | 201700013612 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2017-00013612 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $213.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 HILLCREST RD, WATERLOO, IA 50701-5013 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,096.00 Homeowner's exemption | $198,770 (+13.51%) Land $30,720 Building $168,050 | $198,770 (+13.51%) Land $30,720 Building $168,050 |
| 2024 | $3,096.00 (+4.52%) | ||
| 2023 | $175,110 (+19.02%) Land $30,720 Building $144,390 | $175,110 (+19.02%) Land $30,720 Building $144,390 | |
| 2022 | $2,962.00 | $147,130 Land $30,720 Building $116,410 | |
| 2021 | $147,130 Land $30,720 Building $116,410 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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