305 Hillcrest Dr, Marion, NC 28752 Property Records

McDowell County property record for 305 Hillcrest Dr, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,208 sqft · built 1956
Owner	2 Individual Names on File
Tax Bill	$492 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1701-10-47-3146`

Property Details

APN / Parcel Number

Primary APN	`1701-10-47-3146`
Alternative APN	`20061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,208 sqft Heated Area
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	20061
Street Address	305 HILLCREST DR
City	MARION
State	NC
Zip	28752-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	344,209/
Legal Subdivision	TRACT 1
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	1
Census Block	1036
Census Tract	970600

Owner

305 Hillcrest Dr is owned and occupied by two individuals who acquired it in March 1995.

Source: McDowell County records, as of September 29, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	305 HILLCREST DR, MARION, NC 28752-3929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 13, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 23, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 26, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 20, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 1995
Deed Sale	Mar 1, 1995
Deed Document Number	0000488240
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	305 HILLCREST DR, MARION, NC 28752-3929
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 HILLCREST DR, MARION, NC 28752-3929

Mortgage

Document Number	0015150135
Date	Sep 26, 2025
Book Page	1515/135
Instrument	2025004749

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	305 HILLCREST DR, MARION, NC 28752-3929
Transaction Type	Mortgage
Record Updated	Apr 28, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 HILLCREST DR, MARION, NC 28752-3929

Mortgage

Document Number	0014320028
Date	Apr 13, 2023
Book Page	1432/28
Instrument	2023001631

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Apr 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	305 HILLCREST DR, MARION, NC 28752-3929
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 HILLCREST DR, MARION, NC 28752-3929

Mortgage

Document Number	0014200256
Date	Nov 23, 2022
Book Page	1420/256
Instrument	2022006808

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	305 HILLCREST DR, MARION, NC 28752-3929
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013470488
Date	Mar 30, 2021
Book Page	1347/488
Instrument	2021002024

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	305 HILLCREST DR, MARION, NC 28752-3929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013130427
Date	Jun 26, 2020
Book Page	1313/427
Instrument	2020003040

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	305 HILLCREST DR, MARION, NC 28752-3929
Document Number	0012350686
Instrument Date	Jan 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 HILLCREST DR MARION NC 287523929, MARION, NC 28752-3929

Mortgage

Document Number	0012350686
Date	Feb 1, 2018
Book Page	001235/000686
Instrument	443

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 305 Hillcrest Dr was $492 with a senior citizen's exemption.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$492.00 Senior Citizen's exemption	$161,300 Land $30,000 Building $131,300
2023	$492.00	$161,300 Land $30,000 Building $131,300	$161,300 Land $30,000 Building $131,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Hillcrest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2004–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Hillcrest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Hillcrest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures