Kent County property record for 305 High St, Lowell, MI 49331
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,011 sqft · built 1900 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jun 2020) |
| Tax Bill | $2,305 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 41-20-02-261-005 |
| Primary APN | 41-20-02-261-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,011 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 305 HIGH ST |
|---|---|
| City | LOWELL |
| State | MI |
| Zip | 49331-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 10 BLK 27 * AVERY'S PLAT |
| Legal Subdivision | AVERY'S PLAT |
| Legal Block | 27 |
| Legal Lot Number | 10 |
| Jurisdiction | KENT MI |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 12004 |
Source: Kent County records · APN 41-20-02-261-005
Assessment roll updated June 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 HIGH ST, LOWELL, MI 49331-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Nov 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Jun 24, 2020 | Warranty Deed, Transfer · FHA Mortgage LAKE MI CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2020 · Amount on Record |
| Deed Sale | Jun 24, 2020 · Amount on Record |
| Prior Sale | Aug 09, 2016 · Amount on Record |
| Deed Document Number | 202054164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 305 HIGH ST, LOWELL, MI 49331-1408 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 305 HIGH ST, LOWELL, MI 49331-1408 |
| Document Number | 0000000537 |
|---|---|
| Date | Jan 03, 2024 |
| Instrument | 20240103-0000537 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Feb 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 305 HIGH ST, LOWELL, MI 49331-1408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000093192 |
|---|---|
| Date | Nov 03, 2017 |
| Instrument | 20171103-0093192 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jun 24, 2020 |
| Property Address | 305 HIGH ST, LOWELL, MI 49331-1408 |
| Document Number | 0000054164 |
| Instrument Date | Jun 09, 2020 |
| Instrument | 54164 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | CLEARSTREAM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,118.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6092 WOODFIELD DR SE #5 KENTWOOD MI 495488542, 5, KENTWOOD, MI 49548-8542 |
| Document Number | 54165 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 54165 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| Municipality | Lowell City |
| Unified School District | Lowell Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,305.00 (+16.83%) Homeowner's exemption | $72,000 (+12.15%) | $144,000 (+12.15%) |
| 2023 | $64,200 | $128,400 | |
| 2019 | $1,973.00 |
Source: FEMA National Flood Hazard Layer as of January 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2013) |
| Most Recent Claim | Apr 2013 · Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 305 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOWELL serves 4,150 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures