Chesterfield County property record for 305 High St, Cheraw, SC 29520 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1967 |
| Square Footage | 1,976 sqft Total Area |
| Lot Size | 33,423 sqft (0.767 acres) |
| Garage | 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2023) |
| Tax Bill | $1,913.00 (2025) |
| Primary APN | 258 016 006 015 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,976 sqft Total Area |
| 1st Floor | 1,976 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 33,423 sqft (0.767 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 420 sqft Garage |
| Account Number | 00034968 |
|---|---|
| Street Address | 305 HIGH ST |
| City | CHERAW |
| State | SC |
| Zip | 29520-2308 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1L |
| Jurisdiction | CHESTERFIELD SC |
| Minor Civil Division | CHERAW |
| Census Blockgroup | 1 |
| Census Block | 1054 |
| Census Tract | 950504 |
Source: Chesterfield County records · APN 258 016 006 015
Assessment roll updated February 10, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 HIGH ST, CHERAW, SC 29520-2308 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Apr 27, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jun 05, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 02, 2023 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 26, 2021 | Intrafamily Transfer, Transfer |
| Jul 10, 2014 | Limited Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2023 · Amount on Record |
| Deed Sale | Mar 02, 2023 · Amount on Record |
| Prior Sale | Jul 10, 2014 · Amount on Record |
| Deed Doc Number | 2023847 |
| Deed Book / Page | 553 / 1124 |
| Prior Transfer Date | Jul 21, 2021 |
| Prior Transfer Doc | 000539/615 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 305 HIGH ST, CHERAW, SC 29520-2308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000513/800 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 513/800 |
| Instrument | 202000001505 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 21, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 305 HIGH ST, CHERAW, SC 29520-2308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 305 HIGH ST, CHERAW, SC 29520-2308 |
| Document Number | 000561/659 |
|---|---|
| Date | Jun 05, 2025 |
| Book Page | 561/659 |
| Instrument | 2025-2139 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2160 SUPERIOR AVE, CLEVELAND, OH 44114 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Mar 02, 2023 |
| Property Address | 305 HIGH ST, CHERAW, SC 29520-2308 |
| Document Number | 00553/1124 |
| Book / Page | 553 / 1124 |
| Map Reference | MB 12 PG 142 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 2023-847 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $572.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 305 HIGH ST, CHERAW, SC 29520-2308 |
| Document Number | 0002023848 |
|---|---|
| Date | Mar 02, 2023 |
| Instrument | 2023-848 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Jul 26, 2021 |
| Property Address | 305 HIGH ST, CHERAW, SC 29520-2308 |
| Document Number | 000539/615 |
| Book / Page | 539 / 615 |
| Map Reference | MB 12 PG 142 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 202100003253 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 HIGH ST, CHERAW, SC 29520-2308 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Jul 10, 2014 |
| Property Address | 305 HIGH ST, CHERAW, SC 29520-2308 |
| Document Number | 00485/0020 |
| Book / Page | 485 / 0020 |
| Map Reference | MB12 PG142 |
| Instrument Date | Jul 09, 2014 |
| Instrument | 201400002334 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 305 HIGH ST, CHERAW, SC 29520-2308 |
| Document Number | 00472/1054 |
|---|---|
| Date | Jul 10, 2014 |
| Book Page | 472/1054 |
| Instrument | 201400002335 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | CHERAW, SC 29520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 25, 2029 |
Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Municipality | Cheraw Town |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,913.00 (+65.2%) | $8,840 (+58.99%) Land $400 Building $8,440 | $221,000 (+59.11%) Land $10,000 Building $211,000 |
| 2023 | $1,158.00 | $5,560 Land $400 Building $5,160 | $138,900 Land $10,000 Building $128,900 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Cheraw Historic District listed 1974 · 40 contributing resources · NRIS 74001844 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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