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305 High St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 305 High St, Chattanooga, TN 37403

Property Summary

Property TypeSingle Family Home
Details4 ba · 4,240 sqft · built 1895
Lot Size0.228 acres (9,954 sqft)
OwnerCompany Name on File
Last Sale$500,000 (Aug 2002)
Deeds & MortgagesMay 2020 Line of Credit
Jul 2018 Transfer
Flood ZoneZone X (minimal risk)
APN135M C 017

Property Details

APN / Parcel Number

Primary APN135M C 017
Alternative APN
  • 0000060436

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area4,240 sqft Living Area

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1980
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,954 sqft (0.228 acres)
Lot Dimensions126 ft deep x 79 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000060436
Street Address305 HIGH ST
CityCHATTANOOGA
StateTN
Zip37403-1724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionPT LT 13 ORIGINAL TOWN HIGH ST PB N/R
Legal SubdivisionORIGINAL TOWN HIGH S
Legal Lot Number13
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2036
Census Tract3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

305 High St is owned by a company that acquired it in July 2018 and is owner-occupied.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordCompany Name on File
Mailing AddressPO BOX 2127, CHATTANOOGA, TN 37409-0127
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2020Deed of Trust, Mortgage · Line of Credit
PINNACLE BK
Jul 16, 2018Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2002 · Amount on File
Deed SaleAug 6, 2002 · Amount on File
Prior SaleJan 9, 2015
Deed Document Number632852
Deed Book / Page6328 / 52
Last Transfer DateJul 16, 2018
Transfer Doc0716000254
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address305 HIGH ST, CHATTANOOGA, TN 37403-1724
Document Number0608000171
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3416 BROAD ST CHATTANOOGA TN 37409, CHATTANOOGA, TN 37409

Mortgage

Document Number0608000171
DateJun 8, 2020
Book Page012028/000052
Instrument200608000171
Lender
NamePINNACLE BK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJul 16, 2018
Property Address305 HIGH ST, CHATTANOOGA, TN 37403-1724
Document Number0716000254
Book / Page011401 / 000443
Instrument DateJul 13, 2018
Instrument180716000254
Transaction TypeTransfer
Record UpdatedAug 8, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2727 CHATTANOOGA TN 37409, CHATTANOOGA, TN 37409

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Market Value
2025Additional exemption filed$912,400 (+12.98%) Land $593,100 Building $319,300
2024Additional exemption filed$807,600 (-) Land $348,900 Building $458,700
2023Additional exemption filed$807,600 (-) Land $348,900 Building $458,700
2022Additional exemption filed$807,600 Land $348,900 Building $458,700

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 305 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 305 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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