305 High St, Bridgewater, VA 22812 Property Records

Rockingham County property record for 305 High St, Bridgewater, VA 22812

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,463 sqft · built 1961
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$291,200 (Jun 2026)
Tax Bill$1,679 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN122A3-(10)-L28

Property Details

APN / Parcel Number

Primary APN122A3-(10)-L28
Alternative APNs
  • R6860
  • 6860

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,463 sqft Living Area
Gross Area1,830 sqft
Basement Area1,097 sqft
Unfinished Basement1,097 sqft
FlooringTile
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage Area250 sqft
DrivewayPaver Driveway
Driveway Area320 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account NumberR6860
Street Address305 HIGH ST
CityBRIDGEWATER
StateVA
Zip22812-1014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionD H FURRY ADD L 28
Legal SubdivisionDOROTHY H FURRY ADDITION
Legal Lot Number28
JurisdictionROCKINGHAM VA
Township / Civil DivisionASHBY
Census Block Group1
Census Block1030
Census Tract11500

Owner

Source: Rockingham County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 HIGH ST, BRIDGEWATER, VA 22812-1014
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed, Transfer · Conventional Mortgage
MORTGAGE MORTGAGE
Oct 22, 2020Deed, Transfer · Conventional Mortgage
MYCUMORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2026 · Amount on Record
Deed SaleJun 26, 2026 · Amount on Record
Prior SaleOct 22, 2020 · Amount on Record
Deed Document Number202613925
Deed Book / Page6066 / 21
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateJun 26, 2026
Property Address305 HIGH ST, BRIDGEWATER, VA 22812-1014
Document Number0000013925
Book / Page6066 / 21
Instrument DateJun 12, 2026
Instrument202613925
Transaction TypeTransfer
Record UpdatedJul 8, 2026
Title CompanyWEST VIEW TITLE AGENCY INC, WEST VIEW TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$29,411.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 HIGH ST, BRIDGEWATER, VA 22812-1014

Mortgage

Document Number0000013926,
DateJun 26, 2026
Instrument202613926
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000013927,
DateJun 26, 2026
Book Page6066/46
Instrument202613927
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term30 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateOct 22, 2020
Property Address305 HIGH ST, BRIDGEWATER, VA 22812-1014
Document Number5317/517
Book / Page5317 / 517
Map ReferenceMB 246 PG 386
Instrument DateSep 21, 2020
Instrument2020-25012
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$208.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address305 HIGH ST, BRIDGEWATER, VA 22812-1014
InvestorPossibly a Property Investor

Mortgage

Document Number202025013
DateOct 22, 2020
Instrument2020-25013
Lender
NameMYCUMORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate3.12%

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityBridgewater Town
CountyRockingham County
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,679.00$254,500 Land $62,500 Building $192,000$254,500 Land $62,500 Building $192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims29 (1985–2023)
Claims Outside the SFHA6 of 29
Most Recent ClaimJul 2023 · other causes
Claims by Event
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BRIDGEWATER
serves 6,177 people · EPA ID VA2165045
Water SourceSurface water
Last State InspectionMay 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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